Discovery Harbor—96772
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Discovery Harbor
As of Oct '25, the median home price in Discovery Harbor is $404,000, with a year-over-year change of -4.3%. This indicates that home prices in Discovery Harbor are decreasing. According to Zillow, the 1-year price projection is -0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $404,000 | -4.3% |
| Single Family | $405,000 | -4.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $238,000 | -8.5% |
2 Bed | $409,000 | -4.2% |
3 Bed | $449,000 | -3.6% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Discovery Harbor
Discovery Harbor lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,400 | $1,620 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,400 | $1,400 |
| 3 Bed Rent | $1,850 | $1,850 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Discovery Harbor
As of Oct '25, Realtor.com reports that the median days on market for a home in Discovery Harbor is 96. This is a increase of 13.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $572,000 | -5.0% |
Listing Count | 34 | -8.0% |
| Listings as % of Homes | 2.1% | -8.0% |
Days on Market | 96 | 13.0% |
Demographics — Discovery Harbor
As of the latest ACS Survey released in 2023, Discovery Harbor has a population of 2,560, which has increased by 3.4% over the past 5 years. Discovery Harbor is a moderately popular place for families, as children make up 20.7% of the population. The area has a poorly educated workforce, with 24.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,560 | 3.4% |
% Under 18 | 20.7% | -7.6% |
% Seniors | 30.3% | 25.2% |
% WFH | 13.5% | 90.1% |
% w/ College Degree | 24.7% | 29.3% |
As of the latest ACS Survey released in 2023, Discovery Harbor is a predominantly white area, with 35.2% of the population identifying as white. The white population has grown by 11.4% in the last 5 years. The second most common race or ethnicity in Discovery Harbor is hispanic, making up 16.7% of the population. Foreign-born residents account for 11.7% of the population in Discovery Harbor, and this percentage has decreased by 25.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 35.2% | 11.4% |
% Black | 0.4% | -55.6% |
% Hispanic | 16.7% | 63.7% |
% Asian | 14.9% | -40.9% |
% Foreign Born | 11.7% | -25.9% |
Mortgage and Risk — Discovery Harbor
According to HUD data as of 2023, there were 33 mortgage originations in Discovery Harbor, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Discovery Harbor. Investor activity is low, as 6.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 33 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 6.0% |
% Second Loans | 15.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Discovery Harbor
Discovery Harbor lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 13 |
Total Units Section 8 | 8 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,400 |
| 2 Bedroom | $410 | $1,400 | $1,810 |
| 3 Bedroom | $480 | $1,850 | $2,330 |
| 4 Bedroom | N/A | N/A | $2,580 |
Affordability — Discovery Harbor
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.8 |
| Median Home Price | $404,000 |
| Median Household Income | $61,200 |