‘Umikoa 96776 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

‘Umikoa—96776

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$514,000

2.9% YoY Growth

Household Income

$74,500

63.5% YoY Growth

Days on Market

68.0% Shorter YoY

Home Price Forecast

0.4%

Median Rent

$1,280

N/A

1-Bed Rent

N/A

2-Bed Rent

N/A

3-Bed Rent

$2,500

N/A

Home Price Trends — ‘Umikoa

As of Dec '25, the median home price in ?Umikoa is $514,000, with a year-over-year change of -2.9%. This indicates that home prices in ?Umikoa are decreasing. According to Zillow, the 1-year price projection is 0.4%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$514,000	-2.9%
Single Family	$516,000	-3.4%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — ‘Umikoa

?Umikoa lacks sufficient rental market data for analysis.

Type	Median Rent	Average Rent
Average Rent	$1,280	$1,890
Studio Rent	$1,280	$1,280
1 Bed Rent	N/A	N/A
2 Bed Rent	N/A	N/A
3 Bed Rent	$2,500	$2,500
4 Bed Rent	N/A	N/A

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% of Rental Stock

Studio

1.3%

1 Bedroom

19.1%

2 Bedrooms

14.5%

3 Bedrooms

44.1%

4 Bedrooms

21.1%

Property Listings — ‘Umikoa

As of Dec '25, Realtor.com reports that the median days on market for a home in ?Umikoa is 80. This is a decrease of -55.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$500,000	130.0%
Listing Count	2	-59.0%
Listings as % of Homes	0.3%	-59.0%
Days on Market	8	-68.0%

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Demographics — ‘Umikoa

As of the latest ACS Survey released in 2023, ?Umikoa has a population of 1,630, which has increased by 25.1% over the past 5 years. ?Umikoa is a popular place for families, as children make up 26.3% of the population. The area has a moderately educated workforce, with 29.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.7% reporting working from home.

Metric	Latest Census	YoY % Change
Population	1,630	25.1%
% Under 18	26.3%	57.5%
% Seniors	17.2%	-35.1%
% WFH	1.7%	13.3%
% w/ College Degree	29.6%	51.0%

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As of the latest ACS Survey released in 2023, ?Umikoa is a predominantly asian area, with 29.4% of the population identifying as asian. The asian population has shrunk by 0.3% in the last 5 years. The second most common race or ethnicity in ?Umikoa is white, making up 21.2% of the population. Foreign-born residents account for 12.6% of the population in ?Umikoa, and this percentage has increased by 6.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	21.2%	-24.3%
% Black	1.3%	∞%
% Hispanic	12.3%	12.8%
% Asian	29.4%	-0.3%
% Foreign Born	12.6%	6.8%

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Mortgage and Risk — ‘Umikoa

According to HUD data as of 2023, there were 23 mortgage originations in ?Umikoa, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in ?Umikoa. Investor activity is low, as 4.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	23
% Conventional Loans	83.0%
% Government Loans	17.0%
% Investor Loans	4.0%
% Second Loans	9.0%
% Cash Out Refinance	4.0%

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Rentals and Section 8 — ‘Umikoa

?Umikoa lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	2
Total Units Section 8	2
% Rentals under Section 8	N/A
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$1,400
2 Bedroom	N/A	N/A	$1,810
3 Bedroom	-$150	$2,500	$2,350
4 Bedroom	N/A	N/A	$2,630

‘Umikoa—96776

Key Metrics at a Glance

Home Price Trends — ‘Umikoa

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — ‘Umikoa

% of Rental Stock

Property Listings — ‘Umikoa

Demographics — ‘Umikoa

Race and Ethnicity

Mortgage and Risk — ‘Umikoa

Mortgages

Rentals and Section 8 — ‘Umikoa

Section 8 Market Size

Section 8 Opportunity

Affordability — ‘Umikoa

Home Price to Income Ratio

‘Umikoa — ZIP Code Boundary Map

Nearby ZIP Codes

‘Ō‘ōkala

Laupāhoehoe

Honokaa, HI

Welokā

Papaaloa, HI

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	7.1
Median Home Price	$514,000
Median Household Income	$74,500

‘Umikoa—96776

Key Metrics at a Glance

Home Price Trends — ‘Umikoa

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — ‘Umikoa

% of Rental Stock

Property Listings — ‘Umikoa

Demographics — ‘Umikoa

Race and Ethnicity

Mortgage and Risk — ‘Umikoa

Mortgages

Rentals and Section 8 — ‘Umikoa

Section 8 Market Size

Section 8 Opportunity

Affordability — ‘Umikoa

Home Price to Income Ratio

‘Umikoa — ZIP Code Boundary Map

Nearby ZIP Codes

‘Ō‘ōkala

Laupāhoehoe

Honokaa, HI

Welokā

Papaaloa, HI

Frequently Asked Questions

What is the average home price in ‘Umikoa 96776?

How have home prices in ‘Umikoa 96776 changed over the past year?

What is the home price projection for ‘Umikoa 96776?

What are the demographics of ‘Umikoa 96776?

How long does it take homes to sell in ‘Umikoa 96776?

What is the average rent price in ‘Umikoa 96776?