Pahoa, HI—96778
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Pahoa, HI
As of Oct '25, the median home price in Pahoa, HI is $285,000, with a year-over-year change of -6.6%. This indicates that home prices in Pahoa, HI are decreasing. According to Zillow, the 1-year price projection is 0.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $285,000 | -6.6% |
| Single Family | $285,000 | -7.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $200,000 | -9.9% |
2 Bed | $266,000 | -6.0% |
3 Bed | $317,000 | -5.4% |
4 Bed | $383,000 | -3.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Pahoa, HI
As of July '25, Rentcast reports the average rent in Pahoa, HI is $2,000, with a year-over-year rent change of -6.1%. Per bedroom, the median rent as of July '25 in Pahoa, HI is 1-bedrooms: $867, 2-bedrooms: $2,110, 3-bedrooms: $2,340. The most common rental property sizes in Pahoa, HI are 3-bedroom and 2-bedroom, accounting for 51.7% and 17.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $2,000 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $800 | $867 |
| 2 Bed Rent | $2,000 | $2,110 |
| 3 Bed Rent | $2,300 | $2,340 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Pahoa, HI
As of Oct '25, Realtor.com reports that the median days on market for a home in Pahoa, HI is 70. This is a decrease of -16.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $339,000 | -1.0% |
Listing Count | 184 | 5.0% |
| Listings as % of Homes | 2.2% | 5.0% |
Days on Market | 70 | -16.0% |
Demographics — Pahoa, HI
As of the latest ACS Survey released in 2023, Pahoa, HI has a population of 14,200, which has decreased by -6.0% over the past 5 years. Pahoa, HI is a moderately popular place for families, as children make up 21.3% of the population. The area has a poorly educated workforce, with 21.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 14,200 | -6.0% |
% Under 18 | 21.3% | 8.1% |
% Seniors | 24.2% | 25.4% |
% WFH | 11.1% | -34.3% |
% w/ College Degree | 21.8% | -9.9% |
As of the latest ACS Survey released in 2023, Pahoa, HI is a predominantly white area, with 37.1% of the population identifying as white. The white population has shrunk by 7.9% in the last 5 years. The second most common race or ethnicity in Pahoa, HI is hispanic, making up 15.2% of the population. Foreign-born residents account for 12.4% of the population in Pahoa, HI, and this percentage has increased by 47.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 37.1% | -7.9% |
% Black | 0.3% | -50.0% |
% Hispanic | 15.2% | -28.6% |
% Asian | 12.5% | 42.0% |
% Foreign Born | 12.4% | 47.6% |
Mortgage and Risk — Pahoa, HI
According to HUD data as of 2023, there were 260 mortgage originations in Pahoa, HI, of which 60.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 43.0% above 90% LTV (very high). This implies large mortgage risk in Pahoa, HI. Investor activity is low, as 5.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 260 |
% Conventional Loans | 60.0% |
% Government Loans | 40.0% |
% Investor Loans | 5.0% |
% Second Loans | 6.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Pahoa, HI
Pahoa, HI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 352 |
Total Units Section 8 | 350 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 98.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $730 | $800 | $1,530 |
| 2 Bedroom | -$30 | $2,000 | $1,970 |
| 3 Bedroom | $270 | $2,300 | $2,570 |
| 4 Bedroom | N/A | N/A | $2,870 |
Affordability — Pahoa, HI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 9 |
| Median Home Price | $285,000 |
| Median Household Income | $34,900 |