Pepeekeo, HI—96783
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Pepeekeo, HI
As of Oct '25, the median home price in Pepeekeo, HI is $551,000, with a year-over-year change of -1.7%. This indicates that home prices in Pepeekeo, HI are decreasing. According to Zillow, the 1-year price projection is 0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $551,000 | -1.7% |
| Single Family | $550,000 | -1.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $524,000 | -1.1% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Pepeekeo, HI
As of July '25, Rentcast reports the average rent in Pepeekeo, HI is $2,500, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Pepeekeo, HI is 4-bedrooms: $2,500. The most common rental property sizes in Pepeekeo, HI are 3-bedroom and 2-bedroom, accounting for 41.2% and 31.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,500 | $2,500 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $2,500 | $2,500 |
% of Rental Stock
Property Listings — Pepeekeo, HI
As of Oct '25, Realtor.com reports that the median days on market for a home in Pepeekeo, HI is 109. This is a increase of 68.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,610,000 | 19.0% |
Listing Count | 10 | 53.0% |
| Listings as % of Homes | 0.3% | 53.0% |
Days on Market | 109 | 68.0% |
Demographics — Pepeekeo, HI
As of the latest ACS Survey released in 2023, Pepeekeo, HI has a population of 1,700, which has increased by 3.4% over the past 5 years. Pepeekeo, HI is a popular place for families, as children make up 27.0% of the population. The area has a moderately educated workforce, with 31.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,700 | 3.4% |
% Under 18 | 27.0% | 42.1% |
% Seniors | 16.7% | -34.0% |
% WFH | 5.4% | -14.3% |
% w/ College Degree | 31.5% | 52.9% |
As of the latest ACS Survey released in 2023, Pepeekeo, HI is a predominantly asian area, with 23.8% of the population identifying as asian. The asian population has shrunk by 35.1% in the last 5 years. The second most common race or ethnicity in Pepeekeo, HI is white, making up 13.0% of the population. Foreign-born residents account for 30.4% of the population in Pepeekeo, HI, and this percentage has increased by 15.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 13.0% | 17.1% |
% Black | 0.0% | N/A |
% Hispanic | 7.9% | -9.2% |
% Asian | 23.8% | -35.1% |
% Foreign Born | 30.4% | 15.6% |
Mortgage and Risk — Pepeekeo, HI
According to HUD data as of 2023, there were 41 mortgage originations in Pepeekeo, HI, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Pepeekeo, HI. Investor activity is low, as 0.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 41 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 0.0% |
% Second Loans | 15.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Pepeekeo, HI
Pepeekeo, HI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 50 |
Total Units Section 8 | 50 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 93.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,450 |
| 2 Bedroom | N/A | N/A | $1,860 |
| 3 Bedroom | N/A | N/A | $2,420 |
| 4 Bedroom | $210 | $2,500 | $2,710 |
Affordability — Pepeekeo, HI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 8.6 |
| Median Home Price | $551,000 |
| Median Household Income | $65,300 |