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Kula, HI—96790

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,319,000
2.7% YoY Growth
Household Income
$92,300
17.4% YoY Growth
Days on Market
75
14.0% Shorter YoY
Home Price Forecast
2.1%
Median Rent
$4,650
20.3% YoY Growth
1-Bed Rent
$1,290
26.1% YoY Growth
2-Bed Rent
$2,200
32.9% YoY Growth
3-Bed Rent
$4,900
17.4% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Kula, HI

As of Dec '25, the median home price in Kula, HI is $1,319,000, with a year-over-year change of -2.7%. This indicates that home prices in Kula, HI are decreasing. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$1,319,000-2.7%
Single Family $1,318,000-1.8%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • $984,000
    -8.0%
    2 Bed
    		$1,165,000-3.5%
    3 Bed
    		$1,315,000-1.4%
    4 Bed
    		$1,566,000-1.1%
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    3.0%
    1 Bedroom
    6.2%
    2 Bedrooms
    22.8%
    3 Bedrooms
    42.2%
    4 Bedrooms
    21.0%
    5+ Bedrooms
    4.8%

    Rental Trends — Kula, HI

    As of July '25, Rentcast reports the average rent in Kula, HI is $4,330, with a year-over-year rent change of 20.3%. Per bedroom, the median rent as of July '25 in Kula, HI is 1-bedrooms: $1,840, 2-bedrooms: $2,530, 3-bedrooms: $5,660, 4-bedrooms: $5,580. The most common rental property sizes in Kula, HI are 2-bedroom and 3-bedroom, accounting for 39.0% and 35.2% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$4,650$4,330
    Studio Rent N/AN/A
    1 Bed Rent $1,290$1,840
    2 Bed Rent $2,200$2,530
    3 Bed Rent $4,900$5,660
    4 Bed Rent $5,800$5,580
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    % of Rental Stock

    Studio
    2.5%
    1 Bedroom
    11.1%
    2 Bedrooms
    39.0%
    3 Bedrooms
    35.2%
    4 Bedrooms
    10.3%
    5+ Bedrooms
    1.9%

    Property Listings — Kula, HI

    As of Dec '25, Realtor.com reports that the median days on market for a home in Kula, HI is 74. This is a decrease of -19.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$2,230,000-15.0%
    Listing Count
    		368.0%
    Listings as % of Homes0.9%8.0%
    Days on Market
    		75-14.0%
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    Demographics — Kula, HI

    As of the latest ACS Survey released in 2023, Kula, HI has a population of 9,460, which has decreased by -3.2% over the past 5 years. Kula, HI is a moderately popular place for families, as children make up 22.5% of the population. The area has a moderately educated workforce, with 32.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.6% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		9,460-3.2%
    % Under 18
    		22.5%9.8%
    % Seniors
    		22.7%12.9%
    % WFH
    		9.6%-19.3%
    % w/ College Degree
    		32.4%-14.3%
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    As of the latest ACS Survey released in 2023, Kula, HI is a predominantly white area, with 40.4% of the population identifying as white. The white population has shrunk by 20.2% in the last 5 years. The second most common race or ethnicity in Kula, HI is asian, making up 12.4% of the population. Foreign-born residents account for 9.4% of the population in Kula, HI, and this percentage has increased by 74.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		40.4%-20.2%
    % Black
    		0.0%-100.0%
    % Hispanic
    		11.5%29.2%
    % Asian
    		12.4%8.8%
    % Foreign Born
    		9.4%74.1%
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    Mortgage and Risk — Kula, HI

    According to HUD data as of 2023, there were 80 mortgage originations in Kula, HI, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 43.0%, with 9.0% above 90% LTV (normal). This implies small mortgage risk in Kula, HI. Investor activity is low, as 0.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		80
    % Conventional Loans
    		91.0%
    % Government Loans
    		9.0%
    % Investor Loans
    		0.0%
    % Second Loans
    		3.0%
    % Cash Out Refinance
    		10.0%
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    Rentals and Section 8 — Kula, HI

    As of 2024, the percent of homes in Kula, HI under the Section 8 program is 3.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Kula, HI, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

    Section 8 Market Size

    Total Units under HUD
    		36
    Total Units Section 8
    		35
    % Rentals under Section 8
    		3.8%
    % Occupied Section 8
    		99.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$490$1,290$1,780
    2 Bedroom$130$2,200$2,330
    3 Bedroom-$1,770$4,900$3,130
    4 Bedroom-$2,180$5,800$3,620

    Affordability — Kula, HI

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio13.8
    Median Home Price$1,319,000
    Median Household Income$92,300

    Kula, HI — ZIP Code Boundary Map

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    Nearby ZIP Codes

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    96753

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    96768

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    Frequently Asked Questions