Waimanalo, HI—96795
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Waimanalo, HI
As of Oct '25, the median home price in Waimanalo, HI is $1,052,000, with a year-over-year change of -3.0%. This indicates that home prices in Waimanalo, HI are decreasing. According to Zillow, the 1-year price projection is -0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,052,000 | -3.0% |
| Single Family | $1,055,000 | -2.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $1,060,000 | -2.2% |
3 Bed | $950,000 | -3.2% |
4 Bed | $1,058,000 | -2.9% |
| 5 Bed | $1,352,000 | -1.7% |
% of Housing Stock
Rental Trends — Waimanalo, HI
As of July '25, Rentcast reports the average rent in Waimanalo, HI is $3,800, with a year-over-year rent change of -1.8%. Per bedroom, the median rent as of July '25 in Waimanalo, HI is studios: $2,000, 3-bedrooms: $4,820. The most common rental property sizes in Waimanalo, HI are 3-bedroom and 1-bedroom, accounting for 35.0% and 27.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,700 | $3,800 |
| Studio Rent | $1,690 | $2,000 |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $3,800 | $4,820 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Waimanalo, HI
As of Oct '25, Realtor.com reports that the median days on market for a home in Waimanalo, HI is 185. This is a increase of 191.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $3,220,000 | 6.0% |
Listing Count | 9 | 29.0% |
| Listings as % of Homes | 0.5% | 29.0% |
Days on Market | 185 | 191.0% |
Demographics — Waimanalo, HI
As of the latest ACS Survey released in 2023, Waimanalo, HI has a population of 10,300, which has increased by 3.3% over the past 5 years. Waimanalo, HI is a moderately popular place for families, as children make up 24.8% of the population. The area has a poorly educated workforce, with 21.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 10,300 | 3.3% |
% Under 18 | 24.8% | -6.8% |
% Seniors | 20.5% | 30.6% |
% WFH | 7.6% | 81.0% |
% w/ College Degree | 21.8% | 7.9% |
As of the latest ACS Survey released in 2023, Waimanalo, HI is a predominantly hispanic area, with 14.7% of the population identifying as hispanic. The hispanic population has grown by 51.5% in the last 5 years. The second most common race or ethnicity in Waimanalo, HI is asian, making up 10.6% of the population. Foreign-born residents account for 4.2% of the population in Waimanalo, HI, and this percentage has decreased by 48.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 8.9% | -3.3% |
% Black | 0.0% | -100.0% |
% Hispanic | 14.7% | 51.5% |
% Asian | 10.6% | -29.3% |
% Foreign Born | 4.2% | -48.8% |
Mortgage and Risk — Waimanalo, HI
According to HUD data as of 2023, there were 44 mortgage originations in Waimanalo, HI, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 47.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Waimanalo, HI. Investor activity is low, as 11.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 44 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 11.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 20.0% |
Loan Activity
Rentals and Section 8 — Waimanalo, HI
Waimanalo, HI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 116 |
Total Units Section 8 | 49 |
% Rentals under Section 8 | 8.6% |
% Occupied Section 8 | 78.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,530 |
| 2 Bedroom | N/A | N/A | $2,000 |
| 3 Bedroom | -$1,000 | $3,800 | $2,800 |
| 4 Bedroom | N/A | N/A | $3,360 |
Affordability — Waimanalo, HI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 9.1 |
| Median Home Price | $1,052,000 |
| Median Household Income | $118,000 |