Salem, OR97304

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$494,000
0.3% YoY Growth
Median Household Income
$91,700
38.1% 5-Year Growth
Days on Market
58
1.0% Shorter than last year
Home Price Forecast
0.3%
Median Rent
$1,360
7.2% YoY Growth
1-Bed Rent
$1,180
0.8% YoY Growth
2-Bed Rent
$1,300
0.7% YoY Growth
3-Bed Rent
$2,500
2.1% YoY Growth

Other Zip Codes in Salem, OR

Property Listings — Salem, OR

As of Oct '25, Realtor.com reports that the median days on market for a home in Salem, OR is 58. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$576,0001.0%
Listing Count
19325.0%
Listings as % of Homes0.8%25.0%
Days on Market
58-1.0%
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Demographics — Salem, OR

As of the latest ACS Survey released in 2023, Salem, OR has a population of 34,800, which has increased by 9.9% over the past 5 years. Salem, OR is a moderately popular place for families, as children make up 23.7% of the population. The area has a moderately educated workforce, with 39.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
34,8009.9%
% Under 18
23.7%-2.1%
% Seniors
19.4%6.6%
% WFH
21.7%121.4%
% w/ College Degree
39.4%8.2%
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As of the latest ACS Survey released in 2023, Salem, OR is a predominantly white area, with 76.0% of the population identifying as white. The white population has shrunk by 0.8% in the last 5 years. The second most common race or ethnicity in Salem, OR is hispanic, making up 12.7% of the population. Foreign-born residents account for 6.4% of the population in Salem, OR, and this percentage has decreased by 38.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
76.0%-0.8%
% Black
0.8%-11.1%
% Hispanic
12.7%-13.6%
% Asian
3.5%66.7%
% Foreign Born
6.4%-38.5%
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Mortgage and Risk — Salem, OR

According to HUD data as of 2023, there were 639 mortgage originations in Salem, OR, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Salem, OR. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
639
% Conventional Loans
83.0%
% Government Loans
17.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Salem, OR

As of 2024, the percent of homes in Salem, OR under the Section 8 program is 9.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Salem, OR, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
750
Total Units Section 8
457
% Rentals under Section 8
9.1%
% Occupied Section 8
86.6%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$420$1,180$1,600
2 Bedroom$530$1,300$1,830
3 Bedroom$30$2,500$2,530
4 Bedroom$430$2,500$2,930

Affordability — Salem, OR

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.2
Median Home Price$494,000
Median Household Income$91,700

Salem, OR — ZIP Code Boundary Map

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Frequently Asked Questions