Chiloquin, OR—97624
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Chiloquin, OR
As of Oct '25, the median home price in Chiloquin, OR is $296,000, with a year-over-year change of 3.2%. This indicates that home prices in Chiloquin, OR are increasing. According to Zillow, the 1-year price projection is 2.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $296,000 | 3.3% |
| Single Family | $297,000 | 3.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $253,000 | 3.3% |
3 Bed | $356,000 | 4.4% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Chiloquin, OR
As of July '25, Rentcast reports the average rent in Chiloquin, OR is $1,540, with a year-over-year rent change of -20.2%. Per bedroom, the median rent as of July '25 in Chiloquin, OR is 2-bedrooms: $1,480, 3-bedrooms: $1,800. The most common rental property sizes in Chiloquin, OR are 3-bedroom and 2-bedroom, accounting for 44.3% and 31.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,540 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,500 | $1,480 |
| 3 Bed Rent | $1,800 | $1,800 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Chiloquin, OR
As of Oct '25, Realtor.com reports that the median days on market for a home in Chiloquin, OR is 138. This is a increase of 21.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 8.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $392,000 | -4.0% |
Listing Count | 48 | 1.0% |
| Listings as % of Homes | 1.1% | 1.0% |
Days on Market | 138 | 21.0% |
Demographics — Chiloquin, OR
As of the latest ACS Survey released in 2023, Chiloquin, OR has a population of 3,760, which has increased by 8.6% over the past 5 years. Chiloquin, OR is a moderately popular place for families, as children make up 16.2% of the population. The area has a poorly educated workforce, with 14.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,760 | 8.6% |
% Under 18 | 16.2% | -18.6% |
% Seniors | 34.6% | 14.6% |
% WFH | 8.9% | -16.8% |
% w/ College Degree | 14.9% | -23.6% |
As of the latest ACS Survey released in 2023, Chiloquin, OR is a predominantly white area, with 71.4% of the population identifying as white. The white population has grown by 15.0% in the last 5 years. The second most common race or ethnicity in Chiloquin, OR is hispanic, making up 3.6% of the population. Foreign-born residents account for 4.0% of the population in Chiloquin, OR, and this percentage has decreased by 34.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 71.4% | 15.0% |
% Black | 0.0% | -100.0% |
% Hispanic | 3.6% | -64.0% |
% Asian | 0.6% | -14.3% |
% Foreign Born | 4.0% | -34.4% |
Mortgage and Risk — Chiloquin, OR
According to HUD data as of 2023, there were 78 mortgage originations in Chiloquin, OR, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Chiloquin, OR. Investor activity is low, as 5.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 78 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 5.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Chiloquin, OR
Chiloquin, OR lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 9 |
Total Units Section 8 | 9 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $920 |
| 2 Bedroom | -$290 | $1,500 | $1,210 |
| 3 Bedroom | -$100 | $1,800 | $1,700 |
| 4 Bedroom | N/A | N/A | $2,030 |
Affordability — Chiloquin, OR
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.5 |
| Median Home Price | $296,000 |
| Median Household Income | $49,100 |