Prineville, OR97754

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$426,000
0.2% YoY Growth
Median Household Income
$76,700
85.9% 5-Year Growth
Days on Market
104
29.0% Longer than last year
Home Price Forecast
1.2%
Median Rent
$1,700
6.7% YoY Growth
1-Bed Rent
$1,020
7.8% YoY Growth
2-Bed Rent
$1,500
0.0% YoY Growth
3-Bed Rent
$2,000
3.1% YoY Growth

Property Listings — Prineville, OR

As of Oct '25, Realtor.com reports that the median days on market for a home in Prineville, OR is 104. This is a increase of 29.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$542,0006.0%
Listing Count
20933.0%
Listings as % of Homes1.4%33.0%
Days on Market
10429.0%
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Demographics — Prineville, OR

As of the latest ACS Survey released in 2023, Prineville, OR has a population of 22,500, which has increased by 13.5% over the past 5 years. Prineville, OR is a moderately popular place for families, as children make up 20.9% of the population. The area has a poorly educated workforce, with 21.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
22,50013.5%
% Under 18
20.9%0.0%
% Seniors
22.5%-5.5%
% WFH
10.0%88.7%
% w/ College Degree
21.2%45.2%
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As of the latest ACS Survey released in 2023, Prineville, OR is a predominantly white area, with 85.9% of the population identifying as white. The white population has shrunk by 1.4% in the last 5 years. The second most common race or ethnicity in Prineville, OR is hispanic, making up 8.5% of the population. Foreign-born residents account for 3.9% of the population in Prineville, OR, and this percentage has increased by 30.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
85.9%-1.4%
% Black
0.1%-75.0%
% Hispanic
8.5%1.2%
% Asian
0.3%-25.0%
% Foreign Born
3.9%30.0%
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Mortgage and Risk — Prineville, OR

According to HUD data as of 2023, there were 559 mortgage originations in Prineville, OR, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Prineville, OR. Investor activity is low, as 1.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
559
% Conventional Loans
69.0%
% Government Loans
31.0%
% Investor Loans
1.0%
% Second Loans
2.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Prineville, OR

Prineville, OR lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
130
Total Units Section 8
130
% Rentals under Section 8
N/A
% Occupied Section 8
92.3%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$30$1,020$990
2 Bedroom-$250$1,500$1,250
3 Bedroom-$250$2,000$1,750
4 Bedroom-$200$2,300$2,100

Affordability — Prineville, OR

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.4
Median Home Price$426,000
Median Household Income$76,700

Prineville, OR — ZIP Code Boundary Map

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Frequently Asked Questions