Baker City, OR—97814
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Baker City, OR
Baker City, OR lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $299,000 | 2.8% |
| Single Family | $301,000 | 2.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $185,000 | 5.1% |
2 Bed | $223,000 | 3.2% |
3 Bed | $341,000 | 3.0% |
4 Bed | $391,000 | 2.9% |
| 5 Bed | $411,000 | 4.1% |
% of Housing Stock
Rental Trends — Baker City, OR
As of July '25, Rentcast reports the average rent in Baker City, OR is $1,340, with a year-over-year rent change of 34.0%. Per bedroom, the median rent as of July '25 in Baker City, OR is 1-bedrooms: $1,040, 2-bedrooms: $1,200, 3-bedrooms: $1,580. The most common rental property sizes in Baker City, OR are 2-bedroom and 1-bedroom, accounting for 48.0% and 23.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,200 | $1,340 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $974 | $1,040 |
| 2 Bed Rent | $1,200 | $1,200 |
| 3 Bed Rent | $1,500 | $1,580 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Baker City, OR
As of Oct '25, Realtor.com reports that the median days on market for a home in Baker City, OR is 57. This is a decrease of -8.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $334,000 | -12.0% |
Listing Count | 82 | -9.0% |
| Listings as % of Homes | 0.7% | -9.0% |
Days on Market | 57 | -8.0% |
Demographics — Baker City, OR
As of the latest ACS Survey released in 2023, Baker City, OR has a population of 12,800, which has increased by 3.2% over the past 5 years. Baker City, OR is a moderately popular place for families, as children make up 20.4% of the population. The area has a moderately educated workforce, with 29.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 12,800 | 3.2% |
% Under 18 | 20.4% | -1.9% |
% Seniors | 26.6% | 17.2% |
% WFH | 8.0% | 60.0% |
% w/ College Degree | 29.2% | 28.1% |
As of the latest ACS Survey released in 2023, Baker City, OR is a predominantly white area, with 88.1% of the population identifying as white. The white population has shrunk by 2.8% in the last 5 years. The second most common race or ethnicity in Baker City, OR is hispanic, making up 5.1% of the population. Foreign-born residents account for 1.8% of the population in Baker City, OR, and this percentage has decreased by 21.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.1% | -2.8% |
% Black | 1.5% | 25.0% |
% Hispanic | 5.1% | 30.8% |
% Asian | 0.1% | -87.5% |
% Foreign Born | 1.8% | -21.7% |
Mortgage and Risk — Baker City, OR
According to HUD data as of 2023, there were 217 mortgage originations in Baker City, OR, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Baker City, OR. Investor activity is low, as 2.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 217 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 2.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 19.0% |
Loan Activity
Rentals and Section 8 — Baker City, OR
Baker City, OR lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 218 |
Total Units Section 8 | 218 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 82.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$174 | $974 | $800 |
| 2 Bedroom | -$240 | $1,200 | $960 |
| 3 Bedroom | -$150 | $1,500 | $1,350 |
| 4 Bedroom | N/A | N/A | $1,580 |
Affordability — Baker City, OR
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.6 |
| Median Home Price | $299,000 |
| Median Household Income | $59,700 |