Kirkland, WA98033

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,622,000
0.2% YoY Growth
Median Household Income
$174,000
38.8% 5-Year Growth
Days on Market
44
49.0% Longer than last year
Home Price Forecast
0.1%
Median Rent
$3,000
7.1% YoY Growth
1-Bed Rent
$2,300
2.1% YoY Growth
2-Bed Rent
$3,000
5.2% YoY Growth
3-Bed Rent
$4,600
3.5% YoY Growth

Other Zip Codes in Kirkland, WA

Property Listings — Kirkland, WA

As of Oct '25, Realtor.com reports that the median days on market for a home in Kirkland, WA is 44. This is a increase of 49.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,820,0003.0%
Listing Count
28748.0%
Listings as % of Homes0.4%48.0%
Days on Market
4449.0%
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Demographics — Kirkland, WA

As of the latest ACS Survey released in 2023, Kirkland, WA has a population of 40,700, which has increased by 4.1% over the past 5 years. Kirkland, WA is a moderately popular place for families, as children make up 20.8% of the population. The area has a highly educated workforce, with 73.3% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 32.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
40,7004.1%
% Under 18
20.8%4.5%
% Seniors
13.9%5.3%
% WFH
32.8%315.2%
% w/ College Degree
73.3%8.8%
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As of the latest ACS Survey released in 2023, Kirkland, WA is a predominantly white area, with 67.3% of the population identifying as white. The white population has shrunk by 7.9% in the last 5 years. The second most common race or ethnicity in Kirkland, WA is asian, making up 18.2% of the population. Foreign-born residents account for 23.5% of the population in Kirkland, WA, and this percentage has increased by 2.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
67.3%-7.9%
% Black
1.6%100.0%
% Hispanic
6.0%-11.8%
% Asian
18.2%29.1%
% Foreign Born
23.5%2.2%
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Mortgage and Risk — Kirkland, WA

According to HUD data as of 2023, there were 629 mortgage originations in Kirkland, WA, of which 98.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 3.0% above 90% LTV (normal). This implies small mortgage risk in Kirkland, WA. Investor activity is low, as 2.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
629
% Conventional Loans
98.0%
% Government Loans
2.0%
% Investor Loans
2.0%
% Second Loans
2.0%
% Cash Out Refinance
6.0%

Loan Activity

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Rentals and Section 8 — Kirkland, WA

As of 2024, the percent of homes in Kirkland, WA under the Section 8 program is 2.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Kirkland, WA, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
186
Total Units Section 8
167
% Rentals under Section 8
2.5%
% Occupied Section 8
100.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$590$2,300$2,890
2 Bedroom$370$3,000$3,370
3 Bedroom-$160$4,600$4,440
4 Bedroom-$20$5,200$5,180

Affordability — Kirkland, WA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio8.6
Median Home Price$1,622,000
Median Household Income$174,000

Kirkland, WA — ZIP Code Boundary Map

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Frequently Asked Questions