Northgate, Seattle, WA98125

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$805,000
1.5% YoY Growth
Median Household Income
$96,700
50.1% 5-Year Growth
Days on Market
39
13.0% Longer than last year
Home Price Forecast
-0.1%
Median Rent
$1,740
11.1% YoY Growth
1-Bed Rent
$1,580
4.7% YoY Growth
2-Bed Rent
$2,400
9.6% YoY Growth
3-Bed Rent
$3,200
0.3% YoY Growth

Property Listings — Northgate, Seattle, WA

As of Oct '25, Realtor.com reports that the median days on market for a home in Northgate, Seattle, WA is 39. This is a increase of 13.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$769,000-5.0%
Listing Count
14027.0%
Listings as % of Homes0.2%27.0%
Days on Market
3913.0%
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Demographics — Northgate, Seattle, WA

As of the latest ACS Survey released in 2023, Northgate, Seattle, WA has a population of 43,800, which has increased by 3.1% over the past 5 years. Northgate, Seattle, WA is a moderately popular place for families, as children make up 15.3% of the population. The area has a highly educated workforce, with 60.6% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 28.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
43,8003.1%
% Under 18
15.3%-10.5%
% Seniors
16.6%3.1%
% WFH
28.9%337.9%
% w/ College Degree
60.6%12.8%
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As of the latest ACS Survey released in 2023, Northgate, Seattle, WA is a predominantly white area, with 59.2% of the population identifying as white. The white population has shrunk by 2.3% in the last 5 years. The second most common race or ethnicity in Northgate, Seattle, WA is asian, making up 16.8% of the population. Foreign-born residents account for 21.7% of the population in Northgate, Seattle, WA, and this percentage has decreased by 8.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
59.2%-2.3%
% Black
7.9%-15.1%
% Hispanic
9.3%19.2%
% Asian
16.8%14.3%
% Foreign Born
21.7%-8.8%
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Mortgage and Risk — Northgate, Seattle, WA

According to HUD data as of 2023, there were 517 mortgage originations in Northgate, Seattle, WA, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Northgate, Seattle, WA. Investor activity is low, as 2.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
517
% Conventional Loans
95.0%
% Government Loans
5.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
3.0%

Loan Activity

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Rentals and Section 8 — Northgate, Seattle, WA

As of 2024, the percent of homes in Northgate, Seattle, WA under the Section 8 program is 8.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Northgate, Seattle, WA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
1,527
Total Units Section 8
928
% Rentals under Section 8
8.5%
% Occupied Section 8
85.9%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$710$1,580$2,290
2 Bedroom$270$2,400$2,670
3 Bedroom$320$3,200$3,520
4 Bedroom$350$3,750$4,100

Affordability — Northgate, Seattle, WA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio8.1
Median Home Price$805,000
Median Household Income$96,700

Northgate, Seattle, WA — ZIP Code Boundary Map

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Frequently Asked Questions