Point Roberts, WA—98281
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Point Roberts, WA
As of Oct '25, the median home price in Point Roberts, WA is $389,000, with a year-over-year change of 2.1%. This indicates that home prices in Point Roberts, WA are increasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $389,000 | 2.1% |
| Single Family | $390,000 | 2.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $284,000 | 4.8% |
2 Bed | $367,000 | 2.8% |
3 Bed | $508,000 | 2.0% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Point Roberts, WA
Point Roberts, WA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,800 | $2,450 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,800 | $1,800 |
| 3 Bed Rent | $3,100 | $3,100 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Point Roberts, WA
As of Oct '25, Realtor.com reports that the median days on market for a home in Point Roberts, WA is 93. This is a increase of 23.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $637,000 | 13.0% |
Listing Count | 36 | 18.0% |
| Listings as % of Homes | 1.1% | 18.0% |
Days on Market | 93 | 23.0% |
Demographics — Point Roberts, WA
As of the latest ACS Survey released in 2023, Point Roberts, WA has a population of 1,280, which has increased by 7.1% over the past 5 years. Point Roberts, WA is a less popular place for families, as children make up 10.7% of the population. The area has a highly educated workforce, with 48.4% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 42.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,280 | 7.1% |
% Under 18 | 10.7% | -7.8% |
% Seniors | 28.1% | -9.9% |
% WFH | 42.4% | 134.3% |
% w/ College Degree | 48.4% | 21.9% |
As of the latest ACS Survey released in 2023, Point Roberts, WA is a predominantly white area, with 79.8% of the population identifying as white. The white population has shrunk by 11.9% in the last 5 years. The second most common race or ethnicity in Point Roberts, WA is hispanic, making up 9.6% of the population. Foreign-born residents account for 39.1% of the population in Point Roberts, WA, and this percentage has decreased by 7.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 79.8% | -11.9% |
% Black | 0.0% | N/A |
% Hispanic | 9.6% | 146.2% |
% Asian | 7.6% | 65.2% |
% Foreign Born | 39.1% | -7.3% |
Mortgage and Risk — Point Roberts, WA
According to HUD data as of 2023, there were 49 mortgage originations in Point Roberts, WA, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 2.0% above 90% LTV (normal). This implies small mortgage risk in Point Roberts, WA. Investor activity is low, as 2.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 49 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 2.0% |
% Second Loans | 33.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Point Roberts, WA
Point Roberts, WA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,180 |
| 2 Bedroom | -$380 | $1,800 | $1,420 |
| 3 Bedroom | -$1,100 | $3,100 | $2,000 |
| 4 Bedroom | N/A | N/A | $2,400 |
Affordability — Point Roberts, WA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.7 |
| Median Home Price | $389,000 |
| Median Household Income | $80,200 |