McCleary, WA—98557
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — McCleary, WA
As of Oct '25, the median home price in McCleary, WA is $385,000, with a year-over-year change of -0.7%. This indicates that home prices in McCleary, WA are flat. According to Zillow, the 1-year price projection is 0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $385,000 | -0.7% |
| Single Family | $385,000 | -0.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $420,000 | 1.0% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — McCleary, WA
As of July '25, Rentcast reports the average rent in McCleary, WA is $1,470, with a year-over-year rent change of -3.3%. Per bedroom, the median rent as of July '25 in McCleary, WA is 1-bedrooms: $908, 2-bedrooms: $1,050, 3-bedrooms: $2,450. The most common rental property sizes in McCleary, WA are 2-bedroom and 1-bedroom, accounting for 35.7% and 33.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,050 | $1,470 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $908 | $908 |
| 2 Bed Rent | $1,050 | $1,050 |
| 3 Bed Rent | $2,450 | $2,450 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — McCleary, WA
As of Oct '25, Realtor.com reports that the median days on market for a home in McCleary, WA is 72. This is a increase of 15.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $444,000 | -14.0% |
Listing Count | 14 | -32.0% |
| Listings as % of Homes | 0.7% | -32.0% |
Days on Market | 72 | 15.0% |
Demographics — McCleary, WA
As of the latest ACS Survey released in 2023, McCleary, WA has a population of 3,950, which has increased by 17.4% over the past 5 years. McCleary, WA is a moderately popular place for families, as children make up 22.3% of the population. The area has a poorly educated workforce, with 17.5% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 26.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,950 | 17.4% |
% Under 18 | 22.3% | 4.2% |
% Seniors | 20.1% | 3.6% |
% WFH | 26.1% | 218.3% |
% w/ College Degree | 17.5% | 35.7% |
As of the latest ACS Survey released in 2023, McCleary, WA is a predominantly white area, with 82.6% of the population identifying as white. The white population has shrunk by 6.5% in the last 5 years. The second most common race or ethnicity in McCleary, WA is hispanic, making up 7.0% of the population. Foreign-born residents account for 3.0% of the population in McCleary, WA, and this percentage has increased by 114.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.6% | -6.5% |
% Black | 0.5% | -44.4% |
% Hispanic | 7.0% | 89.2% |
% Asian | 1.4% | -12.5% |
% Foreign Born | 3.0% | 114.3% |
Mortgage and Risk — McCleary, WA
According to HUD data as of 2023, there were 93 mortgage originations in McCleary, WA, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in McCleary, WA. Investor activity is low, as 0.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 93 |
% Conventional Loans | 69.0% |
% Government Loans | 31.0% |
% Investor Loans | 0.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — McCleary, WA
McCleary, WA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $32 | $908 | $940 |
| 2 Bedroom | $110 | $1,050 | $1,160 |
| 3 Bedroom | -$820 | $2,450 | $1,630 |
| 4 Bedroom | N/A | N/A | $1,700 |
Affordability — McCleary, WA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.8 |
| Median Home Price | $385,000 |
| Median Household Income | $78,000 |