Onalaska, WA—98570
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Onalaska, WA
As of Oct '25, the median home price in Onalaska, WA is $492,000, with a year-over-year change of 0.7%. This indicates that home prices in Onalaska, WA are flat. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $492,000 | 0.7% |
| Single Family | $493,000 | 0.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $523,000 | 1.0% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Onalaska, WA
As of July '25, Rentcast reports the average rent in Onalaska, WA is $2,500, with a year-over-year rent change of 88.0%. Per bedroom, the median rent as of July '25 in Onalaska, WA is 3-bedrooms: $2,000, 4-bedrooms: $3,000. The most common rental property sizes in Onalaska, WA are 3-bedroom and 2-bedroom, accounting for 39.8% and 24.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $2,500 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,000 | $2,000 |
| 4 Bed Rent | $3,000 | $3,000 |
% of Rental Stock
Property Listings — Onalaska, WA
As of Oct '25, Realtor.com reports that the median days on market for a home in Onalaska, WA is 47. This is a decrease of -15.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $632,000 | 10.0% |
Listing Count | 24 | -11.0% |
| Listings as % of Homes | 0.5% | -11.0% |
Days on Market | 47 | -15.0% |
Demographics — Onalaska, WA
As of the latest ACS Survey released in 2023, Onalaska, WA has a population of 5,060, which has increased by 11.0% over the past 5 years. Onalaska, WA is a popular place for families, as children make up 25.9% of the population. The area has a poorly educated workforce, with 16.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 23.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,060 | 11.0% |
% Under 18 | 25.9% | 9.7% |
% Seniors | 19.6% | 28.1% |
% WFH | 23.0% | 253.8% |
% w/ College Degree | 16.8% | 41.2% |
As of the latest ACS Survey released in 2023, Onalaska, WA is a predominantly white area, with 78.3% of the population identifying as white. The white population has shrunk by 15.2% in the last 5 years. The second most common race or ethnicity in Onalaska, WA is hispanic, making up 14.0% of the population. Foreign-born residents account for 6.4% of the population in Onalaska, WA, and this percentage has increased by 204.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 78.3% | -15.2% |
% Black | 0.0% | N/A |
% Hispanic | 14.0% | 418.5% |
% Asian | 0.3% | 0.0% |
% Foreign Born | 6.4% | 204.8% |
Mortgage and Risk — Onalaska, WA
According to HUD data as of 2023, there were 201 mortgage originations in Onalaska, WA, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Onalaska, WA. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 201 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 2.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Onalaska, WA
Onalaska, WA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 4 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,010 |
| 2 Bedroom | N/A | N/A | $1,300 |
| 3 Bedroom | -$260 | $2,000 | $1,740 |
| 4 Bedroom | -$1,150 | $3,000 | $1,850 |
Affordability — Onalaska, WA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7 |
| Median Home Price | $492,000 |
| Median Household Income | $65,700 |