Roy, WA—98580
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Roy, WA
As of Oct '25, the median home price in Roy, WA is $618,000, with a year-over-year change of 0.9%. This indicates that home prices in Roy, WA are flat. According to Zillow, the 1-year price projection is 0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $618,000 | 0.9% |
| Single Family | $618,000 | 0.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $514,000 | 1.4% |
3 Bed | $609,000 | 0.5% |
4 Bed | $733,000 | 1.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Roy, WA
As of July '25, Rentcast reports the average rent in Roy, WA is $1,720, with a year-over-year rent change of -33.3%. Per bedroom, the median rent as of July '25 in Roy, WA is 1-bedrooms: $975, 2-bedrooms: $1,350, 3-bedrooms: $2,280. The most common rental property sizes in Roy, WA are 3-bedroom and 2-bedroom, accounting for 49.3% and 28.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,350 | $1,720 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $975 | $975 |
| 2 Bed Rent | $1,350 | $1,350 |
| 3 Bed Rent | $2,270 | $2,280 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Roy, WA
As of Oct '25, Realtor.com reports that the median days on market for a home in Roy, WA is 46. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $731,000 | 1.0% |
Listing Count | 47 | 12.0% |
| Listings as % of Homes | 0.6% | 12.0% |
Days on Market | 46 | 10.0% |
Demographics — Roy, WA
As of the latest ACS Survey released in 2023, Roy, WA has a population of 11,500, which has increased by 2.5% over the past 5 years. Roy, WA is a moderately popular place for families, as children make up 20.4% of the population. The area has a poorly educated workforce, with 23.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 11,500 | 2.5% |
% Under 18 | 20.4% | -9.3% |
% Seniors | 17.5% | 2.3% |
% WFH | 11.1% | 24.7% |
% w/ College Degree | 23.6% | 81.5% |
As of the latest ACS Survey released in 2023, Roy, WA is a predominantly white area, with 76.7% of the population identifying as white. The white population has shrunk by 11.3% in the last 5 years. The second most common race or ethnicity in Roy, WA is hispanic, making up 10.6% of the population. Foreign-born residents account for 2.2% of the population in Roy, WA, and this percentage has decreased by 18.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 76.7% | -11.3% |
% Black | 2.7% | 350.0% |
% Hispanic | 10.6% | 60.6% |
% Asian | 1.1% | -26.7% |
% Foreign Born | 2.2% | -18.5% |
Mortgage and Risk — Roy, WA
According to HUD data as of 2023, there were 359 mortgage originations in Roy, WA, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Roy, WA. Investor activity is low, as 1.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 359 |
% Conventional Loans | 65.0% |
% Government Loans | 35.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Roy, WA
Roy, WA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 10 |
Total Units Section 8 | 10 |
% Rentals under Section 8 | 1.7% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $1,065 | $975 | $2,040 |
| 2 Bedroom | $1,160 | $1,350 | $2,510 |
| 3 Bedroom | $1,250 | $2,270 | $3,520 |
| 4 Bedroom | N/A | N/A | $4,020 |
Affordability — Roy, WA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.2 |
| Median Home Price | $618,000 |
| Median Household Income | $110,000 |