Winlock, WA—98596
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Winlock, WA
As of Oct '25, the median home price in Winlock, WA is $449,000, with a year-over-year change of 1.5%. This indicates that home prices in Winlock, WA are increasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $449,000 | 1.5% |
| Single Family | $449,000 | 1.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $471,000 | 1.9% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Winlock, WA
As of July '25, Rentcast reports the average rent in Winlock, WA is $1,840, with a year-over-year rent change of 4.5%. Per bedroom, the median rent as of July '25 in Winlock, WA is 1-bedrooms: $1,200, 2-bedrooms: $1,700, 3-bedrooms: $2,060. The most common rental property sizes in Winlock, WA are 3-bedroom and 2-bedroom, accounting for 37.5% and 30.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,900 | $1,840 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,100 | $1,200 |
| 2 Bed Rent | $1,500 | $1,700 |
| 3 Bed Rent | $2,100 | $2,060 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Winlock, WA
As of Oct '25, Realtor.com reports that the median days on market for a home in Winlock, WA is 90. This is a increase of 16.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $501,000 | 0.0% |
Listing Count | 54 | -1.0% |
| Listings as % of Homes | 1.0% | -1.0% |
Days on Market | 90 | 16.0% |
Demographics — Winlock, WA
As of the latest ACS Survey released in 2023, Winlock, WA has a population of 7,280, which has decreased by -3.7% over the past 5 years. Winlock, WA is a popular place for families, as children make up 25.9% of the population. The area has a poorly educated workforce, with 21.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,280 | -3.7% |
% Under 18 | 25.9% | 7.9% |
% Seniors | 20.0% | -1.5% |
% WFH | 8.3% | 84.4% |
% w/ College Degree | 21.1% | 31.9% |
As of the latest ACS Survey released in 2023, Winlock, WA is a predominantly white area, with 80.5% of the population identifying as white. The white population has grown by 3.1% in the last 5 years. The second most common race or ethnicity in Winlock, WA is hispanic, making up 11.1% of the population. Foreign-born residents account for 4.7% of the population in Winlock, WA, and this percentage has decreased by 14.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 80.5% | 3.1% |
% Black | 1.1% | 175.0% |
% Hispanic | 11.1% | -5.9% |
% Asian | 0.4% | -85.7% |
% Foreign Born | 4.7% | -14.5% |
Mortgage and Risk — Winlock, WA
According to HUD data as of 2023, there were 115 mortgage originations in Winlock, WA, of which 62.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 45.0% above 90% LTV (very high). This implies large mortgage risk in Winlock, WA. Investor activity is low, as 1.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 115 |
% Conventional Loans | 62.0% |
% Government Loans | 38.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Winlock, WA
Winlock, WA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$70 | $1,100 | $1,030 |
| 2 Bedroom | -$170 | $1,500 | $1,330 |
| 3 Bedroom | -$320 | $2,100 | $1,780 |
| 4 Bedroom | N/A | N/A | $1,890 |
Affordability — Winlock, WA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.4 |
| Median Home Price | $449,000 |
| Median Household Income | $75,800 |