Downtown Vancouver, Vancouver, WA98660

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$458,000
1.6% YoY Growth
Median Household Income
$65,100
34.1% 5-Year Growth
Days on Market
74
2.0% Shorter than last year
Home Price Forecast
-0.9%
Median Rent
$1,600
2.2% YoY Growth
1-Bed Rent
$1,600
11.6% YoY Growth
2-Bed Rent
$1,600
4.8% YoY Growth
3-Bed Rent
$2,600
27.5% YoY Growth

Property Listings — Downtown Vancouver, Vancouver, WA

As of Oct '25, Realtor.com reports that the median days on market for a home in Downtown Vancouver, Vancouver, WA is 74. This is a decrease of -2.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$534,000-17.0%
Listing Count
49-1.0%
Listings as % of Homes0.3%-1.0%
Days on Market
74-2.0%
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Demographics — Downtown Vancouver, Vancouver, WA

As of the latest ACS Survey released in 2023, Downtown Vancouver, Vancouver, WA has a population of 13,700, which has increased by 10.9% over the past 5 years. Downtown Vancouver, Vancouver, WA is a moderately popular place for families, as children make up 17.0% of the population. The area has a moderately educated workforce, with 38.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
13,70010.9%
% Under 18
17.0%-2.9%
% Seniors
16.8%11.3%
% WFH
20.9%178.7%
% w/ College Degree
38.1%20.6%
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As of the latest ACS Survey released in 2023, Downtown Vancouver, Vancouver, WA is a predominantly white area, with 72.8% of the population identifying as white. The white population has shrunk by 8.2% in the last 5 years. The second most common race or ethnicity in Downtown Vancouver, Vancouver, WA is hispanic, making up 12.4% of the population. Foreign-born residents account for 6.5% of the population in Downtown Vancouver, Vancouver, WA, and this percentage has decreased by 4.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
72.8%-8.2%
% Black
4.2%10.5%
% Hispanic
12.4%37.8%
% Asian
2.2%-31.2%
% Foreign Born
6.5%-4.4%
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Mortgage and Risk — Downtown Vancouver, Vancouver, WA

According to HUD data as of 2023, there were 179 mortgage originations in Downtown Vancouver, Vancouver, WA, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Downtown Vancouver, Vancouver, WA. Investor activity is low, as 6.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
179
% Conventional Loans
88.0%
% Government Loans
12.0%
% Investor Loans
6.0%
% Second Loans
1.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Downtown Vancouver, Vancouver, WA

As of 2024, the percent of homes in Downtown Vancouver, Vancouver, WA under the Section 8 program is 18.4%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Downtown Vancouver, Vancouver, WA, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
822
Total Units Section 8
762
% Rentals under Section 8
18.4%
% Occupied Section 8
78.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$0$1,600$1,600
2 Bedroom$230$1,600$1,830
3 Bedroom-$70$2,600$2,530
4 Bedroom-$70$3,000$2,930

Affordability — Downtown Vancouver, Vancouver, WA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio6.9
Median Home Price$458,000
Median Household Income$65,100

Downtown Vancouver, Vancouver, WA — ZIP Code Boundary Map

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Frequently Asked Questions