Chewelah, WA—99109
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Chewelah, WA
As of Oct '25, the median home price in Chewelah, WA is $351,000, with a year-over-year change of 3.6%. This indicates that home prices in Chewelah, WA are increasing. According to Zillow, the 1-year price projection is 0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $351,000 | 3.6% |
| Single Family | $351,000 | 3.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $295,000 | 2.8% |
3 Bed | $388,000 | 3.7% |
4 Bed | $411,000 | 2.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Chewelah, WA
As of July '25, Rentcast reports the average rent in Chewelah, WA is $876, with a year-over-year rent change of -25.1%. Per bedroom, the median rent as of July '25 in Chewelah, WA is 1-bedrooms: $876. The most common rental property sizes in Chewelah, WA are 2-bedroom and 1-bedroom, accounting for 52.1% and 29.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $731 | $876 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $731 | $876 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Chewelah, WA
As of Oct '25, Realtor.com reports that the median days on market for a home in Chewelah, WA is 86. This is a increase of 39.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $478,000 | -12.0% |
Listing Count | 45 | 58.0% |
| Listings as % of Homes | 0.7% | 58.0% |
Days on Market | 86 | 39.0% |
Demographics — Chewelah, WA
As of the latest ACS Survey released in 2023, Chewelah, WA has a population of 5,080, which has decreased by -3.0% over the past 5 years. Chewelah, WA is a moderately popular place for families, as children make up 15.3% of the population. The area has a poorly educated workforce, with 22.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,080 | -3.0% |
% Under 18 | 15.3% | -26.4% |
% Seniors | 29.3% | 16.3% |
% WFH | 10.6% | 68.3% |
% w/ College Degree | 22.1% | 49.3% |
As of the latest ACS Survey released in 2023, Chewelah, WA is a predominantly white area, with 83.6% of the population identifying as white. The white population has shrunk by 6.6% in the last 5 years. The second most common race or ethnicity in Chewelah, WA is hispanic, making up 2.4% of the population. Foreign-born residents account for 1.1% of the population in Chewelah, WA, and this percentage has decreased by 50.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.6% | -6.6% |
% Black | 0.1% | -95.0% |
% Hispanic | 2.4% | 50.0% |
% Asian | 1.0% | 66.7% |
% Foreign Born | 1.1% | -50.0% |
Mortgage and Risk — Chewelah, WA
According to HUD data as of 2023, there were 129 mortgage originations in Chewelah, WA, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Chewelah, WA. Investor activity is low, as 0.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 129 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 0.0% |
% Second Loans | 7.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Chewelah, WA
Chewelah, WA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 41 |
Total Units Section 8 | 41 |
% Rentals under Section 8 | 11.0% |
% Occupied Section 8 | 93.3% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $109 | $731 | $840 |
| 2 Bedroom | N/A | N/A | $1,070 |
| 3 Bedroom | N/A | N/A | $1,500 |
| 4 Bedroom | N/A | N/A | $1,800 |
Affordability — Chewelah, WA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.3 |
| Median Home Price | $351,000 |
| Median Household Income | $61,400 |