Clayton, WA—99110
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Clayton, WA
As of Oct '25, the median home price in Clayton, WA is $429,000, with a year-over-year change of 4.9%. This indicates that home prices in Clayton, WA are increasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $429,000 | 4.9% |
| Single Family | $441,000 | 5.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $445,000 | 5.0% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Clayton, WA
Clayton, WA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,100 | $1,450 |
| Studio Rent | $1,100 | $1,100 |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,800 | $1,800 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Clayton, WA
As of Oct '25, Realtor.com reports that the median days on market for a home in Clayton, WA is 65. This is a increase of 39.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $518,000 | -52.0% |
Listing Count | 7 | 41.0% |
| Listings as % of Homes | 0.1% | 41.0% |
Days on Market | 65 | 39.0% |
Demographics — Clayton, WA
As of the latest ACS Survey released in 2023, Clayton, WA has a population of 1,590, which has decreased by -14.8% over the past 5 years. Clayton, WA is a moderately popular place for families, as children make up 21.0% of the population. The area has a poorly educated workforce, with 20.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,590 | -14.8% |
% Under 18 | 21.0% | -46.0% |
% Seniors | 20.6% | 24.8% |
% WFH | 2.1% | -38.2% |
% w/ College Degree | 20.2% | 56.6% |
As of the latest ACS Survey released in 2023, Clayton, WA is a predominantly white area, with 92.3% of the population identifying as white. The white population has grown by 1.8% in the last 5 years. The second most common race or ethnicity in Clayton, WA is hispanic, making up 0.9% of the population. Foreign-born residents account for 0.0% of the population in Clayton, WA, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.3% | 1.8% |
% Black | 0.0% | N/A |
% Hispanic | 0.9% | -40.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.0% | -100.0% |
Mortgage and Risk — Clayton, WA
According to HUD data as of 2023, there were 60 mortgage originations in Clayton, WA, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 47.0%, with 7.0% above 90% LTV (normal). This implies small mortgage risk in Clayton, WA. Investor activity is low, as 0.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 60 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 0.0% |
% Second Loans | 10.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Clayton, WA
Clayton, WA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 6 |
Total Units Section 8 | 6 |
% Rentals under Section 8 | 3.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $920 |
| 2 Bedroom | -$620 | $1,800 | $1,180 |
| 3 Bedroom | N/A | N/A | $1,660 |
| 4 Bedroom | N/A | N/A | $1,920 |
Affordability — Clayton, WA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.3 |
| Median Home Price | $429,000 |
| Median Household Income | $74,800 |