Pasco, WA99301

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$415,000
0.6% YoY Growth
Median Household Income
$82,500
30.9% 5-Year Growth
Days on Market
46
8.0% Shorter than last year
Home Price Forecast
0.4%
Median Rent
$1,750
1.6% YoY Growth
1-Bed Rent
$1,200
29.5% YoY Growth
2-Bed Rent
$1,480
0.7% YoY Growth
3-Bed Rent
$2,100
1.9% YoY Growth

Property Listings — Pasco, WA

As of Oct '25, Realtor.com reports that the median days on market for a home in Pasco, WA is 46. This is a decrease of -8.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$510,0000.0%
Listing Count
261-2.0%
Listings as % of Homes0.6%-2.0%
Days on Market
46-8.0%
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Demographics — Pasco, WA

As of the latest ACS Survey released in 2023, Pasco, WA has a population of 86,500, which has increased by 9.8% over the past 5 years. Pasco, WA is a popular place for families, as children make up 32.0% of the population. The area has a poorly educated workforce, with 21.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
86,5009.8%
% Under 18
32.0%-3.6%
% Seniors
9.9%15.1%
% WFH
7.0%75.0%
% w/ College Degree
21.5%13.2%
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As of the latest ACS Survey released in 2023, Pasco, WA is a predominantly hispanic area, with 55.4% of the population identifying as hispanic. The hispanic population has grown by 5.1% in the last 5 years. The second most common race or ethnicity in Pasco, WA is white, making up 37.0% of the population. Foreign-born residents account for 21.1% of the population in Pasco, WA, and this percentage has decreased by 5.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
37.0%-9.3%
% Black
1.9%-20.8%
% Hispanic
55.4%5.1%
% Asian
1.7%-29.2%
% Foreign Born
21.1%-5.0%
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Mortgage and Risk — Pasco, WA

According to HUD data as of 2023, there were 1452 mortgage originations in Pasco, WA, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Pasco, WA. Investor activity is low, as 1.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
1,452
% Conventional Loans
78.0%
% Government Loans
22.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Pasco, WA

As of 2024, the percent of homes in Pasco, WA under the Section 8 program is 3.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Pasco, WA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
559
Total Units Section 8
279
% Rentals under Section 8
3.4%
% Occupied Section 8
76.2%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$0$1,200$1,200
2 Bedroom-$20$1,480$1,460
3 Bedroom-$150$2,100$1,950
4 Bedroom-$250$2,500$2,250

Affordability — Pasco, WA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.9
Median Home Price$415,000
Median Household Income$82,500

Pasco, WA — ZIP Code Boundary Map

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Frequently Asked Questions