Bernardston, MA—01337
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Bernardston, MA
As of Nov '25, the median home price in Bernardston, MA is $376,000, with a year-over-year change of -2.3%. This indicates that home prices in Bernardston, MA are decreasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $376,000 | -2.3% |
| Single Family | $376,000 | -2.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $316,000 | -3.4% |
3 Bed | $385,000 | -2.8% |
4 Bed | $445,000 | -2.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Bernardston, MA
As of July '25, Rentcast reports the average rent in Bernardston, MA is $2,200, with a year-over-year rent change of -8.3%. Per bedroom, the median rent as of July '25 in Bernardston, MA is 3-bedrooms: $2,200. The most common rental property sizes in Bernardston, MA are 2-bedroom and 1-bedroom, accounting for 40.0% and 33.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,200 | $2,200 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,200 | $2,200 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Bernardston, MA
As of Nov '25, Realtor.com reports that the median days on market for a home in Bernardston, MA is 101. This is a increase of 3.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $500,000 | 23.0% |
Listing Count | 5 | 38.0% |
| Listings as % of Homes | 0.4% | 38.0% |
Days on Market | 101 | 3.0% |
Demographics — Bernardston, MA
As of the latest ACS Survey released in 2023, Bernardston, MA has a population of 2,520, which has remained stable by 0.7% over the past 5 years. Bernardston, MA is a moderately popular place for families, as children make up 15.9% of the population. The area has a moderately educated workforce, with 31.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,520 | 0.7% |
% Under 18 | 15.9% | -20.5% |
% Seniors | 22.9% | 6.0% |
% WFH | 12.0% | 126.4% |
% w/ College Degree | 31.5% | 15.4% |
As of the latest ACS Survey released in 2023, Bernardston, MA is a predominantly white area, with 90.9% of the population identifying as white. The white population has shrunk by 8.2% in the last 5 years. The second most common race or ethnicity in Bernardston, MA is hispanic, making up 1.4% of the population. Foreign-born residents account for 3.2% of the population in Bernardston, MA, and this percentage has increased by 255.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.9% | -8.2% |
% Black | 0.1% | 0.0% |
% Hispanic | 1.4% | ∞% |
% Asian | 1.3% | 225.0% |
% Foreign Born | 3.2% | 255.6% |
Mortgage and Risk — Bernardston, MA
According to HUD data as of 2023, there were 71 mortgage originations in Bernardston, MA, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Bernardston, MA. Investor activity is low, as 0.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 71 |
% Conventional Loans | 94.0% |
% Government Loans | 6.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Rentals and Section 8 — Bernardston, MA
Bernardston, MA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 1.1% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,040 |
| 2 Bedroom | N/A | N/A | $1,360 |
| 3 Bedroom | -$560 | $2,200 | $1,640 |
| 4 Bedroom | N/A | N/A | $1,850 |
Affordability — Bernardston, MA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.3 |
| Median Home Price | $376,000 |
| Median Household Income | $79,300 |