Ashby, MA 01431 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Ashby, MA—01431

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$464,000

0.9% YoY Growth

Household Income

$111,000

9.1% YoY Growth

Days on Market

25.0% Longer YoY

Home Price Forecast

2.3%

Median Rent

$2,100

29.1% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

$2,100

N/A

3-Bed Rent

N/A

Home Price Trends — Ashby, MA

As of Dec '25, the median home price in Ashby, MA is $464,000, with a year-over-year change of 0.9%. This indicates that home prices in Ashby, MA are flat. According to Zillow, the 1-year price projection is 2.3%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$464,000	0.9%
Single Family	$464,000	1.1%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Ashby, MA

As of July '25, Rentcast reports the average rent in Ashby, MA is $2,480, with a year-over-year rent change of -29.1%. Per bedroom, the median rent as of July '25 in Ashby, MA is 2-bedrooms: $2,100, 4-bedrooms: $2,850. The most common rental property sizes in Ashby, MA are 3-bedroom and 1-bedroom, accounting for 46.6% and 32.9% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$2,100	$2,480
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	$2,100	$2,100
3 Bed Rent	N/A	N/A
4 Bed Rent	$2,850	$2,850

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% of Rental Stock

Studio

6.8%

1 Bedroom

32.9%

2 Bedrooms

6.8%

3 Bedrooms

46.6%

4 Bedrooms

6.8%

Property Listings — Ashby, MA

As of Dec '25, Realtor.com reports that the median days on market for a home in Ashby, MA is 53. This is a decrease of -8.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$580,000	-31.0%
Listing Count	7	200.0%
Listings as % of Homes	0.5%	200.0%
Days on Market	88	25.0%

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Demographics — Ashby, MA

As of the latest ACS Survey released in 2023, Ashby, MA has a population of 3,190, which has remained stable by -0.8% over the past 5 years. Ashby, MA is a moderately popular place for families, as children make up 15.7% of the population. The area has a moderately educated workforce, with 42.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.5% reporting working from home.

Metric	Latest Census	YoY % Change
Population	3,190	-0.8%
% Under 18	15.7%	-18.7%
% Seniors	20.3%	38.1%
% WFH	16.5%	175.0%
% w/ College Degree	42.4%	47.7%

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As of the latest ACS Survey released in 2023, Ashby, MA is a predominantly white area, with 94.2% of the population identifying as white. The white population has shrunk by 0.2% in the last 5 years. The second most common race or ethnicity in Ashby, MA is hispanic, making up 3.5% of the population. Foreign-born residents account for 3.8% of the population in Ashby, MA, and this percentage has decreased by 15.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	94.2%	-0.2%
% Black	0.0%	-100.0%
% Hispanic	3.5%	6.1%
% Asian	0.4%	-42.9%
% Foreign Born	3.8%	-15.6%

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Mortgage and Risk — Ashby, MA

According to HUD data as of 2023, there were 71 mortgage originations in Ashby, MA, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Ashby, MA. Investor activity is low, as 0.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	71
% Conventional Loans	80.0%
% Government Loans	20.0%
% Investor Loans	0.0%
% Second Loans	0.0%
% Cash Out Refinance	11.0%

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Rentals and Section 8 — Ashby, MA

Ashby, MA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	2
Total Units Section 8	2
% Rentals under Section 8	1.4%
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$2,140
2 Bedroom	$450	$2,100	$2,550
3 Bedroom	N/A	N/A	$3,080
4 Bedroom	$540	$2,850	$3,390

Ashby, MA—01431

Key Metrics at a Glance

Home Price Trends — Ashby, MA

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Ashby, MA

% of Rental Stock

Property Listings — Ashby, MA

Demographics — Ashby, MA

Race and Ethnicity

Mortgage and Risk — Ashby, MA

Mortgages

Rentals and Section 8 — Ashby, MA

Section 8 Market Size

Section 8 Opportunity

Affordability — Ashby, MA

Home Price to Income Ratio

Ashby, MA — ZIP Code Boundary Map

Nearby ZIP Codes

Townsend, MA

New Ipswich, NH

Fitchburg, MA

Mason, NH

Ashburnham, MA

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.7
Median Home Price	$464,000
Median Household Income	$111,000

Ashby, MA—01431

Key Metrics at a Glance

Home Price Trends — Ashby, MA

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Ashby, MA

% of Rental Stock

Property Listings — Ashby, MA

Demographics — Ashby, MA

Race and Ethnicity

Mortgage and Risk — Ashby, MA

Mortgages

Rentals and Section 8 — Ashby, MA

Section 8 Market Size

Section 8 Opportunity

Affordability — Ashby, MA

Home Price to Income Ratio

Ashby, MA — ZIP Code Boundary Map

Nearby ZIP Codes

Townsend, MA

New Ipswich, NH

Fitchburg, MA

Mason, NH

Ashburnham, MA

Frequently Asked Questions

What is the average home price in Ashby, MA 01431?

How have home prices in Ashby, MA 01431 changed over the past year?

What is the home price projection for Ashby, MA 01431?

What are the demographics of Ashby, MA 01431?

How long does it take homes to sell in Ashby, MA 01431?

What is the average rent price in Ashby, MA 01431?