Ashby, MA—01431
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ashby, MA
As of Oct '25, the median home price in Ashby, MA is $465,000, with a year-over-year change of 0.9%. This indicates that home prices in Ashby, MA are flat. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $465,000 | 0.9% |
| Single Family | $466,000 | 0.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $374,000 | -1.3% |
3 Bed | $481,000 | 1.1% |
4 Bed | $542,000 | 1.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ashby, MA
As of July '25, Rentcast reports the average rent in Ashby, MA is $2,480, with a year-over-year rent change of -29.1%. Per bedroom, the median rent as of July '25 in Ashby, MA is 2-bedrooms: $2,100, 4-bedrooms: $2,850. The most common rental property sizes in Ashby, MA are 3-bedroom and 1-bedroom, accounting for 46.6% and 32.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,100 | $2,480 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $2,100 | $2,100 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $2,850 | $2,850 |
% of Rental Stock
Property Listings — Ashby, MA
As of Oct '25, Realtor.com reports that the median days on market for a home in Ashby, MA is 39. This is a decrease of -2.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $517,000 | -24.0% |
Listing Count | 12 | 182.0% |
| Listings as % of Homes | 0.5% | 182.0% |
Days on Market | 39 | -2.0% |
Demographics — Ashby, MA
As of the latest ACS Survey released in 2023, Ashby, MA has a population of 3,190, which has remained stable by -0.8% over the past 5 years. Ashby, MA is a moderately popular place for families, as children make up 15.7% of the population. The area has a moderately educated workforce, with 42.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,190 | -0.8% |
% Under 18 | 15.7% | -18.7% |
% Seniors | 20.3% | 38.1% |
% WFH | 16.5% | 175.0% |
% w/ College Degree | 42.4% | 47.7% |
As of the latest ACS Survey released in 2023, Ashby, MA is a predominantly white area, with 94.2% of the population identifying as white. The white population has shrunk by 0.2% in the last 5 years. The second most common race or ethnicity in Ashby, MA is hispanic, making up 3.5% of the population. Foreign-born residents account for 3.8% of the population in Ashby, MA, and this percentage has decreased by 15.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.2% | -0.2% |
% Black | 0.0% | -100.0% |
% Hispanic | 3.5% | 6.1% |
% Asian | 0.4% | -42.9% |
% Foreign Born | 3.8% | -15.6% |
Mortgage and Risk — Ashby, MA
According to HUD data as of 2023, there were 71 mortgage originations in Ashby, MA, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Ashby, MA. Investor activity is low, as 0.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 71 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Ashby, MA
Ashby, MA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 1.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $2,140 |
| 2 Bedroom | $450 | $2,100 | $2,550 |
| 3 Bedroom | N/A | N/A | $3,080 |
| 4 Bedroom | $540 | $2,850 | $3,390 |
Affordability — Ashby, MA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.7 |
| Median Home Price | $465,000 |
| Median Household Income | $111,000 |