Hubbardston, MA01452

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$461,000
2.6% YoY Growth
Median Household Income
$102,000
7.1% 5-Year Growth
Days on Market
23
14.0% Shorter than last year
Home Price Forecast
2.8%
Median Rent
$3,000
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$3,000
N/A

Property Listings — Hubbardston, MA

As of Oct '25, Realtor.com reports that the median days on market for a home in Hubbardston, MA is 23. This is a decrease of -14.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 57.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$488,000-13.0%
Listing Count
7-25.0%
Listings as % of Homes0.4%-25.0%
Days on Market
23-14.0%
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Demographics — Hubbardston, MA

As of the latest ACS Survey released in 2023, Hubbardston, MA has a population of 4,340, which has decreased by -6.5% over the past 5 years. Hubbardston, MA is a moderately popular place for families, as children make up 20.1% of the population. The area has a moderately educated workforce, with 31.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
4,340-6.5%
% Under 18
20.1%-3.8%
% Seniors
18.3%19.6%
% WFH
14.6%143.3%
% w/ College Degree
31.8%-1.2%
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As of the latest ACS Survey released in 2023, Hubbardston, MA is a predominantly white area, with 87.3% of the population identifying as white. The white population has shrunk by 5.5% in the last 5 years. The second most common race or ethnicity in Hubbardston, MA is black, making up 4.0% of the population. Foreign-born residents account for 5.7% of the population in Hubbardston, MA, and this percentage has increased by 39.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
87.3%-5.5%
% Black
4.0%8.1%
% Hispanic
2.9%-3.3%
% Asian
2.5%733.3%
% Foreign Born
5.7%39.0%
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Mortgage and Risk — Hubbardston, MA

According to HUD data as of 2023, there were 91 mortgage originations in Hubbardston, MA, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Hubbardston, MA. Investor activity is low, as 1.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
91
% Conventional Loans
89.0%
% Government Loans
11.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
19.0%

Loan Activity

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Rentals and Section 8 — Hubbardston, MA

Hubbardston, MA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
37
Total Units Section 8
37
% Rentals under Section 8
26.0%
% Occupied Section 8
97.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,370
2 BedroomN/AN/A$1,730
3 Bedroom-$580$3,000$2,420
4 BedroomN/AN/A$2,910

Affordability — Hubbardston, MA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.9
Median Home Price$461,000
Median Household Income$102,000

Hubbardston, MA — ZIP Code Boundary Map

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Frequently Asked Questions