Sturbridge, MA—01518
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Sturbridge, MA
Home Price Trends — Sturbridge, MA
As of Oct '25, the median home price in Sturbridge, MA is $512,000, with a year-over-year change of 1.1%. This indicates that home prices in Sturbridge, MA are increasing. According to Zillow, the 1-year price projection is 2.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $512,000 | 1.1% |
| Single Family | $531,000 | 1.1% |
| Condos | $276,000 | 0.0% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $370,000 | -0.3% |
3 Bed | $492,000 | 1.2% |
4 Bed | $637,000 | 1.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Sturbridge, MA
As of July '25, Rentcast reports the average rent in Sturbridge, MA is $2,460, with a year-over-year rent change of -2.8%. Per bedroom, the median rent as of July '25 in Sturbridge, MA is 1-bedrooms: $2,100, 2-bedrooms: $2,380, 3-bedrooms: $2,730. The most common rental property sizes in Sturbridge, MA are 2-bedroom and 1-bedroom, accounting for 53.3% and 38.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,400 | $2,460 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,100 | $2,100 |
| 2 Bed Rent | $2,400 | $2,380 |
| 3 Bed Rent | $2,700 | $2,730 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Sturbridge, MA
As of Oct '25, Realtor.com reports that the median days on market for a home in Sturbridge, MA is 29. This is a increase of 62.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $522,000 | -2.0% |
Listing Count | 5 | -20.0% |
| Listings as % of Homes | 0.3% | -20.0% |
Days on Market | 29 | 62.0% |
Demographics — Sturbridge, MA
As of the latest ACS Survey released in 2023, Sturbridge, MA has a population of 2,840, which has decreased by -27.7% over the past 5 years. Sturbridge, MA is a moderately popular place for families, as children make up 21.9% of the population. The area has a highly educated workforce, with 46.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,840 | -27.7% |
% Under 18 | 21.9% | -26.0% |
% Seniors | 14.6% | -26.3% |
% WFH | 10.6% | -17.8% |
% w/ College Degree | 46.8% | 5.2% |
As of the latest ACS Survey released in 2023, Sturbridge, MA is a predominantly white area, with 93.6% of the population identifying as white. The white population has remained stable in the last 5 years. The second most common race or ethnicity in Sturbridge, MA is hispanic, making up 3.3% of the population. Foreign-born residents account for 4.5% of the population in Sturbridge, MA, and this percentage has decreased by 6.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.6% | 0.0% |
% Black | 2.2% | ∞% |
% Hispanic | 3.3% | 57.1% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 4.5% | -6.2% |
Mortgage and Risk — Sturbridge, MA
According to HUD data as of 2023, there were 103 mortgage originations in Sturbridge, MA, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Sturbridge, MA. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 103 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 1.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Sturbridge, MA
Sturbridge, MA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 135 |
Total Units Section 8 | 135 |
% Rentals under Section 8 | 38.7% |
% Occupied Section 8 | 93.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$680 | $2,100 | $1,420 |
| 2 Bedroom | -$570 | $2,400 | $1,830 |
| 3 Bedroom | -$460 | $2,700 | $2,240 |
| 4 Bedroom | N/A | N/A | $2,460 |
Affordability — Sturbridge, MA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $512,000 |
| Median Household Income | $111,000 |