Acton, MA—01720
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Acton, MA
Home Price Trends — Acton, MA
As of Oct '25, the median home price in Acton, MA is $872,000, with a year-over-year change of -0.1%. This indicates that home prices in Acton, MA are flat. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $872,000 | -0.1% |
| Single Family | $940,000 | -0.6% |
| Condos | $419,000 | 1.7% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $246,000 | 2.5% |
2 Bed | $438,000 | 1.9% |
3 Bed | $806,000 | -0.7% |
4 Bed | $1,065,000 | -0.2% |
| 5 Bed | $1,200,000 | 0.3% |
% of Housing Stock
Rental Trends — Acton, MA
As of July '25, Rentcast reports the average rent in Acton, MA is $3,040, with a year-over-year rent change of 2.7%. Per bedroom, the median rent as of July '25 in Acton, MA is 1-bedrooms: $2,490, 2-bedrooms: $3,220, 3-bedrooms: $4,150, 4-bedrooms: $4,940. The most common rental property sizes in Acton, MA are 2-bedroom and 1-bedroom, accounting for 47.9% and 36.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,780 | $3,040 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,460 | $2,490 |
| 2 Bed Rent | $3,150 | $3,220 |
| 3 Bed Rent | $3,600 | $4,150 |
| 4 Bed Rent | $4,150 | $4,940 |
% of Rental Stock
Property Listings — Acton, MA
As of Oct '25, Realtor.com reports that the median days on market for a home in Acton, MA is 35. This is a increase of 35.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $807,000 | -5.0% |
Listing Count | 43 | 49.0% |
| Listings as % of Homes | 0.1% | 49.0% |
Days on Market | 35 | 35.0% |
Demographics — Acton, MA
As of the latest ACS Survey released in 2023, Acton, MA has a population of 23,300, which has increased by 2.8% over the past 5 years. Acton, MA is a moderately popular place for families, as children make up 24.1% of the population. The area has a highly educated workforce, with 77.8% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 34.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 23,300 | 2.8% |
% Under 18 | 24.1% | -2.4% |
% Seniors | 16.3% | 3.2% |
% WFH | 34.2% | 500.0% |
% w/ College Degree | 77.8% | 3.5% |
As of the latest ACS Survey released in 2023, Acton, MA is a predominantly white area, with 62.5% of the population identifying as white. The white population has shrunk by 7.4% in the last 5 years. The second most common race or ethnicity in Acton, MA is asian, making up 24.3% of the population. Foreign-born residents account for 28.6% of the population in Acton, MA, and this percentage has increased by 11.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 62.5% | -7.4% |
% Black | 4.1% | 127.8% |
% Hispanic | 3.7% | 19.4% |
% Asian | 24.3% | -3.2% |
% Foreign Born | 28.6% | 11.3% |
Mortgage and Risk — Acton, MA
According to HUD data as of 2023, there were 372 mortgage originations in Acton, MA, of which 99.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 7.0% above 90% LTV (normal). This implies small mortgage risk in Acton, MA. Investor activity is low, as 0.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 372 |
% Conventional Loans | 99.0% |
% Government Loans | 1.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 3.0% |
Loan Activity
Rentals and Section 8 — Acton, MA
As of 2024, the percent of homes in Acton, MA under the Section 8 program is 8.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Acton, MA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 182 |
Total Units Section 8 | 182 |
% Rentals under Section 8 | 8.1% |
% Occupied Section 8 | 95.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$320 | $2,460 | $2,140 |
| 2 Bedroom | -$600 | $3,150 | $2,550 |
| 3 Bedroom | -$520 | $3,600 | $3,080 |
| 4 Bedroom | -$760 | $4,150 | $3,390 |
Affordability — Acton, MA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.9 |
| Median Home Price | $872,000 |
| Median Household Income | $154,000 |