East Providence, RI02914

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$406,000
0.2% YoY Growth
Household Income
$60,800
19.0% YoY Growth
Days on Market
45
47.0% Longer YoY
Home Price Forecast
2.6%
Median Rent
$1,850
1.0% YoY Growth
1-Bed Rent
$1,750
13.2% YoY Growth
2-Bed Rent
$1,900
4.1% YoY Growth
3-Bed Rent
$2,800
10.4% YoY Growth

Other Zip Codes in East Providence, RI

Property Listings — East Providence, RI

As of Nov '25, Realtor.com reports that the median days on market for a home in East Providence, RI is 45. This is a increase of 47.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$432,0006.0%
Listing Count
3514.0%
Listings as % of Homes0.2%14.0%
Days on Market
4547.0%
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Demographics — East Providence, RI

As of the latest ACS Survey released in 2023, East Providence, RI has a population of 21,400, which has remained stable by -1.0% over the past 5 years. East Providence, RI is a moderately popular place for families, as children make up 16.1% of the population. The area has a moderately educated workforce, with 25.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
21,400-1.0%
% Under 18
16.1%-16.1%
% Seniors
22.1%19.5%
% WFH
9.4%291.7%
% w/ College Degree
25.0%25.0%
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As of the latest ACS Survey released in 2023, East Providence, RI is a predominantly white area, with 66.5% of the population identifying as white. The white population has shrunk by 2.9% in the last 5 years. The second most common race or ethnicity in East Providence, RI is hispanic, making up 11.8% of the population. Foreign-born residents account for 24.4% of the population in East Providence, RI, and this percentage has increased by 8.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
66.5%-2.9%
% Black
8.4%-32.3%
% Hispanic
11.8%45.7%
% Asian
3.8%-5.0%
% Foreign Born
24.4%8.9%
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Mortgage and Risk — East Providence, RI

According to HUD data as of 2023, there were 338 mortgage originations in East Providence, RI, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in East Providence, RI. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
338
% Conventional Loans
80.0%
% Government Loans
20.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
12.0%
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Rentals and Section 8 — East Providence, RI

As of 2024, the percent of homes in East Providence, RI under the Section 8 program is 24.6%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 4-bedroom units appear to be good home sizes to consider for Section 8 housing in East Providence, RI, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
1,259
Total Units Section 8
967
% Rentals under Section 8
24.6%
% Occupied Section 8
84.3%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$340$1,750$1,410
2 Bedroom-$180$1,900$1,720
3 Bedroom-$730$2,800$2,070
4 Bedroom$110$2,400$2,510

Affordability — East Providence, RI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.7
Median Home Price$406,000
Median Household Income$60,800

East Providence, RI — ZIP Code Boundary Map

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Frequently Asked Questions