Charlestown, NH—03603
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Charlestown, NH
Charlestown, NH lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $291,000 | -0.3% |
| Single Family | $291,000 | -1.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $264,000 | -0.4% |
3 Bed | $309,000 | 0.0% |
4 Bed | $350,000 | 1.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Charlestown, NH
As of July '25, Rentcast reports the average rent in Charlestown, NH is $1,480, with a year-over-year rent change of 17.5%. Per bedroom, the median rent as of July '25 in Charlestown, NH is 1-bedrooms: $1,140, 2-bedrooms: $1,550, 3-bedrooms: $2,100. The most common rental property sizes in Charlestown, NH are 2-bedroom and 3-bedroom, accounting for 47.7% and 21.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,250 | $1,480 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,020 | $1,140 |
| 2 Bed Rent | $1,550 | $1,550 |
| 3 Bed Rent | $2,100 | $2,100 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Charlestown, NH
As of Oct '25, Realtor.com reports that the median days on market for a home in Charlestown, NH is 73. This is a increase of 104.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $350,000 | 0.0% |
Listing Count | 17 | 132.0% |
| Listings as % of Homes | 0.2% | 132.0% |
Days on Market | 73 | 104.0% |
Demographics — Charlestown, NH
As of the latest ACS Survey released in 2023, Charlestown, NH has a population of 5,270, which has remained stable by -0.3% over the past 5 years. Charlestown, NH is a moderately popular place for families, as children make up 19.3% of the population. The area has a poorly educated workforce, with 18.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,270 | -0.3% |
% Under 18 | 19.3% | -10.6% |
% Seniors | 25.3% | 29.1% |
% WFH | 8.6% | 681.8% |
% w/ College Degree | 18.6% | 43.1% |
As of the latest ACS Survey released in 2023, Charlestown, NH is a predominantly white area, with 90.0% of the population identifying as white. The white population has shrunk by 7.8% in the last 5 years. The second most common race or ethnicity in Charlestown, NH is asian, making up 2.2% of the population. Foreign-born residents account for 2.7% of the population in Charlestown, NH, and this percentage has increased by 50.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.0% | -7.8% |
% Black | 0.3% | ∞% |
% Hispanic | 0.4% | -71.4% |
% Asian | 2.2% | ∞% |
% Foreign Born | 2.7% | 50.0% |
Mortgage and Risk — Charlestown, NH
According to HUD data as of 2023, there were 66 mortgage originations in Charlestown, NH, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Charlestown, NH. Investor activity is low, as 0.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 66 |
% Conventional Loans | 67.0% |
% Government Loans | 33.0% |
% Investor Loans | 0.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Charlestown, NH
Charlestown, NH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 40 |
Total Units Section 8 | 20 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 99.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $50 | $1,020 | $1,070 |
| 2 Bedroom | -$150 | $1,550 | $1,400 |
| 3 Bedroom | -$230 | $2,100 | $1,870 |
| 4 Bedroom | N/A | N/A | $2,040 |
Affordability — Charlestown, NH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.5 |
| Median Home Price | $291,000 |
| Median Household Income | $55,300 |