Rye, NH03870

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,249,000
0.0% YoY Growth
Median Household Income
$128,000
20.5% 5-Year Growth
Days on Market
66
4.0% Shorter than last year
Home Price Forecast
1.6%
Median Rent
$4,700
12.8% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$2,900
4.4% YoY Growth
3-Bed Rent
$4,700
3.8% YoY Growth

Property Listings — Rye, NH

As of Oct '25, Realtor.com reports that the median days on market for a home in Rye, NH is 66. This is a decrease of -4.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,350,00048.0%
Listing Count
4570.0%
Listings as % of Homes0.5%70.0%
Days on Market
66-4.0%
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Demographics — Rye, NH

As of the latest ACS Survey released in 2023, Rye, NH has a population of 5,090, which has decreased by -4.3% over the past 5 years. Rye, NH is a moderately popular place for families, as children make up 17.9% of the population. The area has a highly educated workforce, with 57.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 23.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
5,090-4.3%
% Under 18
17.9%5.3%
% Seniors
29.5%2.8%
% WFH
23.6%24.2%
% w/ College Degree
57.9%0.5%
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As of the latest ACS Survey released in 2023, Rye, NH is a predominantly white area, with 97.7% of the population identifying as white. The white population has grown by 0.8% in the last 5 years. The second most common race or ethnicity in Rye, NH is asian, making up 0.4% of the population. Foreign-born residents account for 5.7% of the population in Rye, NH, and this percentage has increased by 83.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
97.7%0.8%
% Black
0.0%-100.0%
% Hispanic
0.2%-71.4%
% Asian
0.4%-60.0%
% Foreign Born
5.7%83.9%
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Mortgage and Risk — Rye, NH

According to HUD data as of 2023, there were 115 mortgage originations in Rye, NH, of which 98.0% of loans were conventional mortgages. The average loan-to-value was 40.0%, with 3.0% above 90% LTV (normal). This implies small mortgage risk in Rye, NH. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
115
% Conventional Loans
98.0%
% Government Loans
2.0%
% Investor Loans
1.0%
% Second Loans
8.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Rye, NH

Rye, NH lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
2
Total Units Section 8
2
% Rentals under Section 8
0.7%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,610
2 Bedroom-$870$2,900$2,030
3 Bedroom-$2,110$4,700$2,590
4 Bedroom-$1,960$5,000$3,040

Affordability — Rye, NH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio8.1
Median Home Price$1,249,000
Median Household Income$128,000

Rye, NH — ZIP Code Boundary Map

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Frequently Asked Questions