Old Orchard Beach, ME04064

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$496,000
0.8% YoY Growth
Median Household Income
$66,700
30.8% 5-Year Growth
Days on Market
54
28.0% Longer than last year
Home Price Forecast
2.6%
Median Rent
$2,000
33.5% YoY Growth
1-Bed Rent
$1,550
25.2% YoY Growth
2-Bed Rent
$2,200
29.7% YoY Growth
3-Bed Rent
$2,700
15.3% YoY Growth

Property Listings — Old Orchard Beach, ME

As of Oct '25, Realtor.com reports that the median days on market for a home in Old Orchard Beach, ME is 54. This is a increase of 28.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$570,0004.0%
Listing Count
7819.0%
Listings as % of Homes0.4%19.0%
Days on Market
5428.0%
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Demographics — Old Orchard Beach, ME

As of the latest ACS Survey released in 2023, Old Orchard Beach, ME has a population of 8,580, which has increased by 3.1% over the past 5 years. Old Orchard Beach, ME is a less popular place for families, as children make up 7.4% of the population. The area has a moderately educated workforce, with 40.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
8,5803.1%
% Under 18
7.4%-19.6%
% Seniors
26.5%7.3%
% WFH
10.9%47.3%
% w/ College Degree
40.2%24.8%
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As of the latest ACS Survey released in 2023, Old Orchard Beach, ME is a predominantly white area, with 90.1% of the population identifying as white. The white population has shrunk by 3.0% in the last 5 years. The second most common race or ethnicity in Old Orchard Beach, ME is hispanic, making up 3.1% of the population. Foreign-born residents account for 6.2% of the population in Old Orchard Beach, ME, and this percentage has increased by 87.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
90.1%-3.0%
% Black
1.3%8.3%
% Hispanic
3.1%181.8%
% Asian
0.6%50.0%
% Foreign Born
6.2%87.9%
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Mortgage and Risk — Old Orchard Beach, ME

According to HUD data as of 2023, there were 261 mortgage originations in Old Orchard Beach, ME, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Old Orchard Beach, ME. Investor activity is low, as 6.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
261
% Conventional Loans
92.0%
% Government Loans
8.0%
% Investor Loans
6.0%
% Second Loans
11.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Old Orchard Beach, ME

As of 2024, the percent of homes in Old Orchard Beach, ME under the Section 8 program is 14.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Old Orchard Beach, ME, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
233
Total Units Section 8
233
% Rentals under Section 8
14.7%
% Occupied Section 8
87.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$180$1,550$1,370
2 Bedroom-$440$2,200$1,760
3 Bedroom-$520$2,700$2,180
4 Bedroom-$1,130$3,600$2,470

Affordability — Old Orchard Beach, ME

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio6.5
Median Home Price$496,000
Median Household Income$66,700

Old Orchard Beach, ME — ZIP Code Boundary Map

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Frequently Asked Questions