What is the average home price in Topsham, ME 04086?

As of May '26, the median home price in Topsham, ME 04086 is $479,000, based on Zillow home estimates.

How have home prices in Topsham, ME 04086 changed over the past year?

As of May '26, home prices have increased 0.1% over the past year, according to Zillow home estimates data.

What is the home price projection for Topsham, ME 04086?

As of May '26, Zillow projects home prices in Topsham, ME 04086 to increase 2.0% in the next year.

What are the demographics of Topsham, ME 04086?

According to the latest Census, the demographics of Topsham, ME 04086 are 91.0% White, 0.9% Black, 0.8% Asian, 3.6% Hispanic. The population is 9,640, with 19.4% under 18 years old.

How long does it take homes to sell in Topsham, ME 04086?

According to Realtor.com, as of May '26, the median home in Topsham, ME 04086 is on the market for 50 days. This is an increase of 40.0% from last year.

What is the average rent price in Topsham, ME 04086?

The average rent price in Topsham, ME 04086, as of the latest data, is $2,900. The average rent for 1 bedroom homes is N/A. For 2, 3, and 4 bedroom homes, the average rent is N/A, $2,900, and N/A respectively.

Topsham, ME 04086 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

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Topsham, ME—04086

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$479,000

0.1% YoY Growth

Household Income

$82,400

10.3% YoY Growth

Days on Market

40.0% Longer YoY

Home Price Forecast

2.0%

Median Rent

$2,900

30.0% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

N/A

3-Bed Rent

$2,900

3.6% YoY Growth

Home Price Trends — Topsham, ME

As of May '26, the median home price in Topsham, ME is $479,000, with a year-over-year change of 0.1%. This indicates that home prices in Topsham, ME are flat. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$479,000	0.1%
Single Family	$469,000	0.6%
Condos	$545,000	-2.5%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Topsham, ME

As of July '25, Rentcast reports the average rent in Topsham, ME is $2,900, with a year-over-year rent change of 30.0%. Per bedroom, the median rent as of July '25 in Topsham, ME is 3-bedrooms: $2,900. The most common rental property sizes in Topsham, ME are 2-bedroom and 1-bedroom, accounting for 43.9% and 24.6% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$2,900	$2,900
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	N/A	N/A
3 Bed Rent	$2,900	$2,900
4 Bed Rent	N/A	N/A

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% of Rental Stock

Studio

1.8%

1 Bedroom

24.6%

2 Bedrooms

43.9%

3 Bedrooms

16.4%

4 Bedrooms

9.8%

5+ Bedrooms

3.5%

Property Listings — Topsham, ME

As of May '26, Realtor.com reports that the median days on market for a home in Topsham, ME is 50. This is a increase of 40.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$749,000	7.0%
Listing Count	17	12.0%
Listings as % of Homes	0.3%	12.0%
Days on Market	50	40.0%

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Demographics — Topsham, ME

As of the latest ACS Survey released in 2023, Topsham, ME has a population of 9,640, which has increased by 10.1% over the past 5 years. Topsham, ME is a moderately popular place for families, as children make up 19.4% of the population. The area has a moderately educated workforce, with 43.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.3% reporting working from home.

Metric	Latest Census	YoY % Change
Population	9,640	10.1%
% Under 18	19.4%	13.5%
% Seniors	22.8%	-0.4%
% WFH	11.3%	121.6%
% w/ College Degree	43.3%	-2.3%

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As of the latest ACS Survey released in 2023, Topsham, ME is a predominantly white area, with 91.0% of the population identifying as white. The white population has shrunk by 0.5% in the last 5 years. The second most common race or ethnicity in Topsham, ME is hispanic, making up 3.6% of the population. Foreign-born residents account for 4.1% of the population in Topsham, ME, and this percentage has decreased by 22.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	91.0%	-0.5%
% Black	0.9%	50.0%
% Hispanic	3.6%	9.1%
% Asian	0.8%	-60.0%
% Foreign Born	4.1%	-22.6%

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Mortgage and Risk — Topsham, ME

According to HUD data as of 2023, there were 181 mortgage originations in Topsham, ME, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Topsham, ME. Investor activity is low, as 0.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	181
% Conventional Loans	89.0%
% Government Loans	11.0%
% Investor Loans	0.0%
% Second Loans	2.0%
% Cash Out Refinance	17.0%

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Rentals and Section 8 — Topsham, ME

Topsham, ME lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	138
Total Units Section 8	111
% Rentals under Section 8	12.6%
% Occupied Section 8	80.5%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$1,320
2 Bedroom	N/A	N/A	$1,620
3 Bedroom	-$630	$2,900	$2,270
4 Bedroom	N/A	N/A	$2,720

Topsham, ME—04086

Key Metrics at a Glance

Home Price Trends — Topsham, ME

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Topsham, ME

% of Rental Stock

Property Listings — Topsham, ME

Demographics — Topsham, ME

Race and Ethnicity

Mortgage and Risk — Topsham, ME

Mortgages

Rentals and Section 8 — Topsham, ME

Section 8 Market Size

Section 8 Opportunity

Affordability — Topsham, ME

Home Price to Income Ratio

Topsham, ME — ZIP Code Boundary Map

Nearby ZIP Codes

Brunswick, ME

Bowdoin, ME

Lisbon Falls, ME

Bowdoinham, ME

Bath, ME

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	5.1
Median Home Price	$479,000
Median Household Income	$82,400