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  4. /Chelsea, VT - 05038

Chelsea, VT—05038

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$308,000
1.2% YoY Growth
Household Income
$65,100
26.0% YoY Growth
Days on Market
47
12.0% Longer YoY
Home Price Forecast
N/A
Median Rent
$1,500
N/A
1-Bed Rent
$1,500
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Chelsea, VT

Chelsea, VT lacks sufficient home price data for analysis.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$308,0001.2%
Single Family $308,0000.7%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
N/AN/A

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  • Affordability
  • Rentals and Section 8
    • 2 Bed
    N/A
    N/A
    3 Bed
    		N/AN/A
    4 Bed
    		N/AN/A
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    1.1%
    1 Bedroom
    20.2%
    2 Bedrooms
    22.9%
    3 Bedrooms
    33.8%
    4 Bedrooms
    19.6%
    5+ Bedrooms
    2.4%

    Rental Trends — Chelsea, VT

    Chelsea, VT lacks sufficient rental market data for analysis.

    TypeMedian RentAverage Rent
    Average Rent$1,500$1,500
    Studio Rent N/AN/A
    1 Bed Rent $1,500$1,500
    2 Bed Rent N/AN/A
    3 Bed Rent N/AN/A
    4 Bed Rent N/AN/A
    Loading chart...

    % of Rental Stock

    1 Bedroom
    28.0%
    2 Bedrooms
    18.3%
    3 Bedrooms
    37.8%
    4 Bedrooms
    15.9%

    Property Listings — Chelsea, VT

    As of May '26, Realtor.com reports that the median days on market for a home in Chelsea, VT is 47. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$219,00012.0%
    Listing Count
    		40.0%
    Listings as % of Homes0.3%0.0%
    Days on Market
    		4712.0%
    Loading chart...

    Demographics — Chelsea, VT

    As of the latest ACS Survey released in 2023, Chelsea, VT has a population of 1,300, which has decreased by -5.9% over the past 5 years. Chelsea, VT is a moderately popular place for families, as children make up 19.1% of the population. The area has a moderately educated workforce, with 34.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.4% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		1,300-5.9%
    % Under 18
    		19.1%-21.7%
    % Seniors
    		24.7%4.2%
    % WFH
    		16.4%24.2%
    % w/ College Degree
    		34.3%72.4%
    Loading chart...

    As of the latest ACS Survey released in 2023, Chelsea, VT is a predominantly white area, with 96.5% of the population identifying as white. The white population has grown by 10.2% in the last 5 years. The second most common race or ethnicity in Chelsea, VT is black, making up 0.3% of the population. Foreign-born residents account for 0.3% of the population in Chelsea, VT, and this percentage has decreased by 62.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		96.5%10.2%
    % Black
    		0.3%-90.0%
    % Hispanic
    		0.2%-90.0%
    % Asian
    		0.2%∞%
    % Foreign Born
    		0.3%-62.5%
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    Mortgage and Risk — Chelsea, VT

    According to HUD data as of 2023, there were 64 mortgage originations in Chelsea, VT, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Chelsea, VT. Investor activity is low, as 0.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		64
    % Conventional Loans
    		91.0%
    % Government Loans
    		9.0%
    % Investor Loans
    		0.0%
    % Second Loans
    		6.0%
    % Cash Out Refinance
    		11.0%
    Loading chart...
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    Rentals and Section 8 — Chelsea, VT

    Chelsea, VT lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		34
    Total Units Section 8
    		34
    % Rentals under Section 8
    		N/A
    % Occupied Section 8
    		81.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom-$460$1,500$1,040
    2 BedroomN/AN/A$1,270
    3 BedroomN/AN/A$1,660
    4 BedroomN/AN/A$1,740

    Affordability — Chelsea, VT

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio4.7
    Median Home Price$308,000
    Median Household Income$65,100

    Chelsea, VT — ZIP Code Boundary Map

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    Nearby ZIP Codes

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    05041

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    Frequently Asked Questions