Alburgh, VT—05440
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Alburgh, VT
As of Oct '25, the median home price in Alburgh, VT is $309,000, with a year-over-year change of -2.6%. This indicates that home prices in Alburgh, VT are decreasing. According to Zillow, the 1-year price projection is 2.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $309,000 | -2.6% |
| Single Family | $308,000 | -2.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $331,000 | -0.3% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Alburgh, VT
As of July '25, Rentcast reports the average rent in Alburgh, VT is $1,300, with a year-over-year rent change of -48.0%. Per bedroom, the median rent as of July '25 in Alburgh, VT is 1-bedrooms: $1,300. The most common rental property sizes in Alburgh, VT are 3-bedroom and 2-bedroom, accounting for 52.4% and 27.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,300 | $1,300 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,300 | $1,300 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Alburgh, VT
As of Oct '25, Realtor.com reports that the median days on market for a home in Alburgh, VT is 69. This is a decrease of -19.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $393,000 | 22.0% |
Listing Count | 19 | 10.0% |
| Listings as % of Homes | 0.4% | 10.0% |
Days on Market | 69 | -19.0% |
Demographics — Alburgh, VT
As of the latest ACS Survey released in 2023, Alburgh, VT has a population of 1,800, which has increased by 5.6% over the past 5 years. Alburgh, VT is a less popular place for families, as children make up 14.1% of the population. The area has a moderately educated workforce, with 30.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,800 | 5.6% |
% Under 18 | 14.1% | -2.1% |
% Seniors | 24.2% | 44.0% |
% WFH | 4.8% | -20.0% |
% w/ College Degree | 30.6% | 41.7% |
As of the latest ACS Survey released in 2023, Alburgh, VT is a predominantly white area, with 88.5% of the population identifying as white. The white population has shrunk by 8.7% in the last 5 years. The second most common race or ethnicity in Alburgh, VT is asian, making up 1.1% of the population. Foreign-born residents account for 7.4% of the population in Alburgh, VT, and this percentage has increased by 57.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.5% | -8.7% |
% Black | 0.7% | 75.0% |
% Hispanic | 0.9% | 50.0% |
% Asian | 1.1% | 22.2% |
% Foreign Born | 7.4% | 57.4% |
Mortgage and Risk — Alburgh, VT
According to HUD data as of 2023, there were 99 mortgage originations in Alburgh, VT, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Alburgh, VT. Investor activity is low, as 3.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 99 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 3.0% |
% Second Loans | 20.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Alburgh, VT
Alburgh, VT lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 54 |
Total Units Section 8 | 54 |
% Rentals under Section 8 | 54.8% |
% Occupied Section 8 | 86.5% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $0 | $1,300 | $1,300 |
| 2 Bedroom | N/A | N/A | $1,700 |
| 3 Bedroom | N/A | N/A | $2,160 |
| 4 Bedroom | N/A | N/A | $2,270 |
Affordability — Alburgh, VT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.5 |
| Median Home Price | $309,000 |
| Median Household Income | $64,400 |