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  4. /Cambridge, VT - 05464

Cambridge, VT—05464

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$380,000
1.2% YoY Growth
Household Income
$86,500
18.8% YoY Growth
Days on Market
43
2.0% Shorter YoY
Home Price Forecast
N/A
Median Rent
$1,800
70.6% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,800
N/A
3-Bed Rent
N/A
N/A

Other Zip Codes in Cambridge, VT

05444
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Cambridge, VT

Cambridge, VT lacks sufficient home price data for analysis.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$380,000-1.2%
Single Family $415,000-2.8%
Condos $265,0006.0%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
N/AN/A

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  • Affordability
  • Rentals and Section 8
  • 2 Bed
    N/A
    N/A
    3 Bed
    N/AN/A
    4 Bed
    N/AN/A
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    0.8%
    1 Bedroom
    11.8%
    2 Bedrooms
    26.0%
    3 Bedrooms
    35.3%
    4 Bedrooms
    23.5%
    5+ Bedrooms
    2.7%

    Rental Trends — Cambridge, VT

    As of July '25, Rentcast reports the average rent in Cambridge, VT is $2,300, with a year-over-year rent change of -70.6%. Per bedroom, the median rent as of July '25 in Cambridge, VT is 2-bedrooms: $1,800, 4-bedrooms: $2,800. The most common rental property sizes in Cambridge, VT are 2-bedroom and 3-bedroom, accounting for 40.3% and 26.8% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,800$2,300
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent $1,800$1,800
    3 Bed Rent N/AN/A
    4 Bed Rent $2,800$2,800
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    % of Rental Stock

    Studio
    0.8%
    1 Bedroom
    20.8%
    2 Bedrooms
    40.3%
    3 Bedrooms
    26.8%
    4 Bedrooms
    7.8%
    5+ Bedrooms
    3.5%

    Property Listings — Cambridge, VT

    As of May '26, Realtor.com reports that the median days on market for a home in Cambridge, VT is 43. This is a decrease of -2.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    $360,000-5.0%
    Listing Count
    1319.0%
    Listings as % of Homes1.0%19.0%
    Days on Market
    43-2.0%
    Loading chart...

    Demographics — Cambridge, VT

    As of the latest ACS Survey released in 2023, Cambridge, VT has a population of 3,120, which has decreased by -5.5% over the past 5 years. Cambridge, VT is a popular place for families, as children make up 26.9% of the population. The area has a highly educated workforce, with 48.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.6% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    3,120-5.5%
    % Under 18
    26.9%26.9%
    % Seniors
    10.0%-13.0%
    % WFH
    5.6%-46.2%
    % w/ College Degree
    48.7%33.8%
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    As of the latest ACS Survey released in 2023, Cambridge, VT is a predominantly white area, with 92.4% of the population identifying as white. The white population has shrunk by 4.7% in the last 5 years. The second most common race or ethnicity in Cambridge, VT is black, making up 1.7% of the population. Foreign-born residents account for 1.3% of the population in Cambridge, VT, and this percentage has decreased by 43.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    92.4%-4.7%
    % Black
    1.7%∞%
    % Hispanic
    0.8%-27.3%
    % Asian
    0.1%-66.7%
    % Foreign Born
    1.3%-43.5%
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    Mortgage and Risk — Cambridge, VT

    According to HUD data as of 2023, there were 76 mortgage originations in Cambridge, VT, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Cambridge, VT. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    76
    % Conventional Loans
    95.0%
    % Government Loans
    5.0%
    % Investor Loans
    0.0%
    % Second Loans
    8.0%
    % Cash Out Refinance
    8.0%
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    Rentals and Section 8 — Cambridge, VT

    Cambridge, VT lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    14
    Total Units Section 8
    14
    % Rentals under Section 8
    3.2%
    % Occupied Section 8
    79.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$1,300
    2 Bedroom-$100$1,800$1,700
    3 BedroomN/AN/A$2,160
    4 Bedroom-$530$2,800$2,270

    Affordability — Cambridge, VT

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio4
    Median Home Price$380,000
    Median Household Income$86,500

    Cambridge, VT — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Cambridge, VT

    05444

    Bakersfield, VT

    05441

    Fairfield, VT

    05448

    Underhill, VT

    05489

    Westford, VT

    05494

    Frequently Asked Questions