Milton, VT—05468
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Milton, VT
As of Oct '25, the median home price in Milton, VT is $443,000, with a year-over-year change of -0.3%. This indicates that home prices in Milton, VT are flat. According to Zillow, the 1-year price projection is 0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $443,000 | -0.3% |
| Single Family | $454,000 | -0.4% |
| Condos | $303,000 | 1.3% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $453,000 | 1.1% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Milton, VT
As of July '25, Rentcast reports the average rent in Milton, VT is $2,150, with a year-over-year rent change of 12.0%. Per bedroom, the median rent as of July '25 in Milton, VT is 2-bedrooms: $1,950, 3-bedrooms: $2,350. The most common rental property sizes in Milton, VT are 2-bedroom and 1-bedroom, accounting for 56.2% and 29.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,950 | $2,150 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,950 | $1,950 |
| 3 Bed Rent | $2,250 | $2,350 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Milton, VT
As of Oct '25, Realtor.com reports that the median days on market for a home in Milton, VT is 63. This is a increase of 13.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $459,000 | 0.0% |
Listing Count | 83 | 210.0% |
| Listings as % of Homes | 0.5% | 210.0% |
Days on Market | 63 | 13.0% |
Demographics — Milton, VT
As of the latest ACS Survey released in 2023, Milton, VT has a population of 13,300, which has decreased by -2.5% over the past 5 years. Milton, VT is a moderately popular place for families, as children make up 20.4% of the population. The area has a moderately educated workforce, with 32.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 13,300 | -2.5% |
% Under 18 | 20.4% | -4.7% |
% Seniors | 14.3% | 5.1% |
% WFH | 14.1% | 243.9% |
% w/ College Degree | 32.3% | 17.0% |
As of the latest ACS Survey released in 2023, Milton, VT is a predominantly white area, with 92.7% of the population identifying as white. The white population has shrunk by 3.1% in the last 5 years. The second most common race or ethnicity in Milton, VT is black, making up 2.1% of the population. Foreign-born residents account for 3.0% of the population in Milton, VT, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.7% | -3.1% |
% Black | 2.1% | 425.0% |
% Hispanic | 1.9% | 72.7% |
% Asian | 0.2% | -81.8% |
% Foreign Born | 3.0% | 0.0% |
Mortgage and Risk — Milton, VT
According to HUD data as of 2023, there were 374 mortgage originations in Milton, VT, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Milton, VT. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 374 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Milton, VT
Milton, VT lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 157 |
Total Units Section 8 | 157 |
% Rentals under Section 8 | 24.3% |
% Occupied Section 8 | 81.5% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,490 |
| 2 Bedroom | $10 | $1,950 | $1,960 |
| 3 Bedroom | $270 | $2,250 | $2,520 |
| 4 Bedroom | N/A | N/A | $2,600 |
Affordability — Milton, VT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $443,000 |
| Median Household Income | $112,000 |