Richford, VT—05476
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Richford, VT
As of Oct '25, the median home price in Richford, VT is $248,000, with a year-over-year change of 0.8%. This indicates that home prices in Richford, VT are flat. According to Zillow, the 1-year price projection is 0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $248,000 | 0.8% |
| Single Family | $247,000 | 1.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Richford, VT
Richford, VT lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,820 | $1,820 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,820 | $1,820 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Richford, VT
As of Oct '25, Realtor.com reports that the median days on market for a home in Richford, VT is 55. This is a decrease of -28.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $185,000 | -30.0% |
Listing Count | 16 | 16.0% |
| Listings as % of Homes | 0.7% | 16.0% |
Days on Market | 55 | -28.0% |
Demographics — Richford, VT
As of the latest ACS Survey released in 2023, Richford, VT has a population of 3,220, which has increased by 1.1% over the past 5 years. Richford, VT is a popular place for families, as children make up 25.6% of the population. The area has a poorly educated workforce, with 19.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,220 | 1.1% |
% Under 18 | 25.6% | 13.8% |
% Seniors | 17.4% | 20.0% |
% WFH | 8.1% | 189.3% |
% w/ College Degree | 19.0% | 41.8% |
As of the latest ACS Survey released in 2023, Richford, VT is a predominantly white area, with 93.1% of the population identifying as white. The white population has shrunk by 2.8% in the last 5 years. The second most common race or ethnicity in Richford, VT is hispanic, making up 2.0% of the population. Foreign-born residents account for 1.4% of the population in Richford, VT, and this percentage has decreased by 48.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.1% | -2.8% |
% Black | 0.1% | ∞% |
% Hispanic | 2.0% | 25.0% |
% Asian | 0.1% | ∞% |
% Foreign Born | 1.4% | -48.1% |
Mortgage and Risk — Richford, VT
According to HUD data as of 2023, there were 83 mortgage originations in Richford, VT, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Richford, VT. Investor activity is low, as 1.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 83 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 1.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Richford, VT
Richford, VT lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 66 |
Total Units Section 8 | 66 |
% Rentals under Section 8 | 19.9% |
% Occupied Section 8 | 85.4% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,300 |
| 2 Bedroom | -$120 | $1,820 | $1,700 |
| 3 Bedroom | N/A | N/A | $2,160 |
| 4 Bedroom | N/A | N/A | $2,270 |
Affordability — Richford, VT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $248,000 |
| Median Household Income | $61,900 |