Hardwick, VT—05843
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Hardwick, VT
Hardwick, VT lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $238,000 | -1.5% |
| Single Family | $237,000 | -0.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Hardwick, VT
Hardwick, VT lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Hardwick, VT
As of Nov '25, Realtor.com reports that the median days on market for a home in Hardwick, VT is 65. This is a increase of 17.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $284,000 | -8.0% |
Listing Count | 16 | 59.0% |
| Listings as % of Homes | 0.5% | 59.0% |
Days on Market | 65 | 17.0% |
Demographics — Hardwick, VT
As of the latest ACS Survey released in 2023, Hardwick, VT has a population of 2,280, which has decreased by -8.1% over the past 5 years. Hardwick, VT is a less popular place for families, as children make up 13.8% of the population. The area has a poorly educated workforce, with 21.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,280 | -8.1% |
% Under 18 | 13.8% | -33.7% |
% Seniors | 28.3% | 27.5% |
% WFH | 12.2% | 281.2% |
% w/ College Degree | 21.0% | 40.0% |
As of the latest ACS Survey released in 2023, Hardwick, VT is a predominantly white area, with 87.0% of the population identifying as white. The white population has shrunk by 8.3% in the last 5 years. The second most common race or ethnicity in Hardwick, VT is black, making up 2.5% of the population. Foreign-born residents account for 3.5% of the population in Hardwick, VT, and this percentage has increased by 483.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 87.0% | -8.3% |
% Black | 2.5% | 108.3% |
% Hispanic | 2.5% | 212.5% |
% Asian | 0.4% | 100.0% |
% Foreign Born | 3.5% | 483.3% |
Mortgage and Risk — Hardwick, VT
According to HUD data as of 2023, there were 40 mortgage originations in Hardwick, VT, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Hardwick, VT. Investor activity is low, as 0.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 40 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 0.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 5.0% |
Rentals and Section 8 — Hardwick, VT
Hardwick, VT lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 67 |
Total Units Section 8 | 67 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 89.2% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,000 |
| 2 Bedroom | N/A | N/A | $1,310 |
| 3 Bedroom | N/A | N/A | $1,650 |
| 4 Bedroom | N/A | N/A | $1,780 |
Affordability — Hardwick, VT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.1 |
| Median Home Price | $238,000 |
| Median Household Income | $54,800 |