Wilton, CT06897

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,180,000
5.1% YoY Growth
Median Household Income
$227,000
20.9% 5-Year Growth
Days on Market
29
16.0% Shorter than last year
Home Price Forecast
3.0%
Median Rent
$4,100
5.3% YoY Growth
1-Bed Rent
$2,100
40.0% YoY Growth
2-Bed Rent
$3,700
1.5% YoY Growth
3-Bed Rent
$6,200
N/A

Property Listings — Wilton, CT

As of Oct '25, Realtor.com reports that the median days on market for a home in Wilton, CT is 29. This is a decrease of -16.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 8.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,290,00012.0%
Listing Count
50-20.0%
Listings as % of Homes0.7%-20.0%
Days on Market
29-16.0%
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Demographics — Wilton, CT

As of the latest ACS Survey released in 2023, Wilton, CT has a population of 18,400, which has remained stable by -0.6% over the past 5 years. Wilton, CT is a popular place for families, as children make up 26.4% of the population. The area has a highly educated workforce, with 73.9% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 30.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
18,400-0.6%
% Under 18
26.4%-7.4%
% Seniors
16.4%3.1%
% WFH
30.2%143.5%
% w/ College Degree
73.9%-3.5%
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As of the latest ACS Survey released in 2023, Wilton, CT is a predominantly white area, with 74.9% of the population identifying as white. The white population has shrunk by 11.4% in the last 5 years. The second most common race or ethnicity in Wilton, CT is hispanic, making up 6.3% of the population. Foreign-born residents account for 17.4% of the population in Wilton, CT, and this percentage has increased by 27.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
74.9%-11.4%
% Black
3.9%290.0%
% Hispanic
6.3%80.0%
% Asian
6.1%-29.1%
% Foreign Born
17.4%27.9%
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Mortgage and Risk — Wilton, CT

According to HUD data as of 2023, there were 346 mortgage originations in Wilton, CT, of which 99.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 5.0% above 90% LTV (normal). This implies small mortgage risk in Wilton, CT. Investor activity is low, as 0.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
346
% Conventional Loans
99.0%
% Government Loans
1.0%
% Investor Loans
0.0%
% Second Loans
1.0%
% Cash Out Refinance
6.0%

Loan Activity

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Rentals and Section 8 — Wilton, CT

As of 2024, the percent of homes in Wilton, CT under the Section 8 program is 11.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Wilton, CT, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
90
Total Units Section 8
90
% Rentals under Section 8
11.9%
% Occupied Section 8
99.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$290$2,100$2,390
2 Bedroom-$810$3,700$2,890
3 Bedroom-$2,680$6,200$3,520
4 Bedroom-$1,340$5,200$3,860

Affordability — Wilton, CT

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.3
Median Home Price$1,180,000
Median Household Income$227,000

Wilton, CT — ZIP Code Boundary Map

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Frequently Asked Questions