Elizabeth, NJ07208

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$567,000
4.5% YoY Growth
Median Household Income
$61,900
29.6% 5-Year Growth
Days on Market
36
25.0% Shorter than last year
Home Price Forecast
0.9%
Median Rent
$2,200
13.5% YoY Growth
1-Bed Rent
$1,700
5.0% YoY Growth
2-Bed Rent
$2,300
4.9% YoY Growth
3-Bed Rent
$2,700
6.5% YoY Growth

Other Zip Codes in Elizabeth, NJ

Property Listings — Elizabeth, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Elizabeth, NJ is 36. This is a decrease of -25.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$590,0001.0%
Listing Count
3110.0%
Listings as % of Homes0.2%10.0%
Days on Market
36-25.0%
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Demographics — Elizabeth, NJ

As of the latest ACS Survey released in 2023, Elizabeth, NJ has a population of 32,400, which has increased by 3.1% over the past 5 years. Elizabeth, NJ is a moderately popular place for families, as children make up 22.5% of the population. The area has a poorly educated workforce, with 21.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
32,4003.1%
% Under 18
22.5%-12.5%
% Seniors
12.8%13.3%
% WFH
5.8%123.1%
% w/ College Degree
21.2%1.0%
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As of the latest ACS Survey released in 2023, Elizabeth, NJ is a predominantly hispanic area, with 61.2% of the population identifying as hispanic. The hispanic population has grown by 3.7% in the last 5 years. The second most common race or ethnicity in Elizabeth, NJ is white, making up 19.0% of the population. Foreign-born residents account for 52.0% of the population in Elizabeth, NJ, and this percentage has increased by 17.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
19.0%6.7%
% Black
18.0%2.3%
% Hispanic
61.2%3.7%
% Asian
2.5%-41.9%
% Foreign Born
52.0%17.9%
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Mortgage and Risk — Elizabeth, NJ

According to HUD data as of 2023, there were 168 mortgage originations in Elizabeth, NJ, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Elizabeth, NJ. Investor activity is low, as 7.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
168
% Conventional Loans
76.0%
% Government Loans
24.0%
% Investor Loans
7.0%
% Second Loans
0.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Elizabeth, NJ

As of 2024, the percent of homes in Elizabeth, NJ under the Section 8 program is 5.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Elizabeth, NJ, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
841
Total Units Section 8
547
% Rentals under Section 8
5.0%
% Occupied Section 8
91.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$100$1,700$1,600
2 Bedroom-$360$2,300$1,940
3 Bedroom-$260$2,700$2,440
4 Bedroom-$20$2,800$2,780

Affordability — Elizabeth, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio7.4
Median Home Price$567,000
Median Household Income$61,900

Elizabeth, NJ — ZIP Code Boundary Map

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Frequently Asked Questions