Franklin Lakes, NJ07417

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,500,000
6.9% YoY Growth
Median Household Income
$231,000
44.6% 5-Year Growth
Days on Market
62
37.0% Shorter than last year
Home Price Forecast
2.3%
Median Rent
$5,000
10.6% YoY Growth
1-Bed Rent
$2,500
N/A
2-Bed Rent
$4,450
3.6% YoY Growth
3-Bed Rent
$9,500
134.6% YoY Growth

Property Listings — Franklin Lakes, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Franklin Lakes, NJ is 62. This is a decrease of -37.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$3,000,00014.0%
Listing Count
46-6.0%
Listings as % of Homes0.8%-6.0%
Days on Market
62-37.0%
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Demographics — Franklin Lakes, NJ

As of the latest ACS Survey released in 2023, Franklin Lakes, NJ has a population of 11,000, which has increased by 1.4% over the past 5 years. Franklin Lakes, NJ is a popular place for families, as children make up 25.4% of the population. The area has a highly educated workforce, with 78.8% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 29.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
11,0001.4%
% Under 18
25.4%13.9%
% Seniors
21.7%3.8%
% WFH
29.2%198.0%
% w/ College Degree
78.8%19.6%
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As of the latest ACS Survey released in 2023, Franklin Lakes, NJ is a predominantly white area, with 74.1% of the population identifying as white. The white population has shrunk by 6.1% in the last 5 years. The second most common race or ethnicity in Franklin Lakes, NJ is asian, making up 11.7% of the population. Foreign-born residents account for 17.8% of the population in Franklin Lakes, NJ, and this percentage has decreased by 8.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
74.1%-6.1%
% Black
5.6%133.3%
% Hispanic
7.4%-10.8%
% Asian
11.7%36.0%
% Foreign Born
17.8%-8.7%
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Mortgage and Risk — Franklin Lakes, NJ

According to HUD data as of 2023, there were 176 mortgage originations in Franklin Lakes, NJ, of which 98.0% of loans were conventional mortgages. The average loan-to-value was 46.0%, with 1.0% above 90% LTV (normal). This implies small mortgage risk in Franklin Lakes, NJ. Investor activity is low, as 0.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
176
% Conventional Loans
98.0%
% Government Loans
2.0%
% Investor Loans
0.0%
% Second Loans
1.0%
% Cash Out Refinance
7.0%

Loan Activity

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Rentals and Section 8 — Franklin Lakes, NJ

As of 2024, the percent of homes in Franklin Lakes, NJ under the Section 8 program is 11.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Franklin Lakes, NJ, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
47
Total Units Section 8
47
% Rentals under Section 8
11.0%
% Occupied Section 8
96.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$210$2,500$2,710
2 Bedroom-$1,340$4,450$3,110
3 Bedroom-$5,670$9,500$3,830
4 Bedroom-$560$5,400$4,840

Affordability — Franklin Lakes, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.3
Median Home Price$1,500,000
Median Household Income$231,000

Franklin Lakes, NJ — ZIP Code Boundary Map

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Frequently Asked Questions