Camden, NJ—08105
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Camden, NJ
As of Oct '25, the median home price in Camden, NJ is $166,000, with a year-over-year change of 2.8%. This indicates that home prices in Camden, NJ are increasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $166,000 | 2.8% |
| Single Family | $166,000 | 1.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $153,000 | 3.4% |
3 Bed | $185,000 | 4.5% |
4 Bed | $222,000 | 3.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Camden, NJ
As of July '25, Rentcast reports the average rent in Camden, NJ is $1,600, with a year-over-year rent change of 21.2%. Per bedroom, the median rent as of July '25 in Camden, NJ is 1-bedrooms: $1,400, 2-bedrooms: $1,560, 3-bedrooms: $2,000. The most common rental property sizes in Camden, NJ are 2-bedroom and 3-bedroom, accounting for 41.5% and 27.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,600 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,200 | $1,400 |
| 2 Bed Rent | $1,650 | $1,560 |
| 3 Bed Rent | $2,100 | $2,000 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Camden, NJ
As of Oct '25, Realtor.com reports that the median days on market for a home in Camden, NJ is 34. This is a increase of 84.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 6.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $190,000 | 0.0% |
Listing Count | 31 | 34.0% |
| Listings as % of Homes | 0.3% | 34.0% |
Days on Market | 34 | 84.0% |
Demographics — Camden, NJ
As of the latest ACS Survey released in 2023, Camden, NJ has a population of 26,700, which has decreased by -6.5% over the past 5 years. Camden, NJ is a popular place for families, as children make up 29.4% of the population. The area has a poorly educated workforce, with 8.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 26,700 | -6.5% |
% Under 18 | 29.4% | -8.4% |
% Seniors | 10.5% | 28.0% |
% WFH | 3.9% | 875.0% |
% w/ College Degree | 8.0% | -12.1% |
As of the latest ACS Survey released in 2023, Camden, NJ is a predominantly hispanic area, with 70.9% of the population identifying as hispanic. The hispanic population has grown by 8.1% in the last 5 years. The second most common race or ethnicity in Camden, NJ is black, making up 26.1% of the population. Foreign-born residents account for 28.2% of the population in Camden, NJ, and this percentage has increased by 15.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 1.5% | -68.1% |
% Black | 26.1% | -0.4% |
% Hispanic | 70.9% | 8.1% |
% Asian | 1.8% | -59.1% |
% Foreign Born | 28.2% | 15.6% |
Mortgage and Risk — Camden, NJ
According to HUD data as of 2023, there were 160 mortgage originations in Camden, NJ, of which 56.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 50.0% above 90% LTV (very high). This implies large mortgage risk in Camden, NJ. Investor activity is low, as 5.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 160 |
% Conventional Loans | 56.0% |
% Government Loans | 44.0% |
% Investor Loans | 5.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Camden, NJ
Camden, NJ lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1,642 |
Total Units Section 8 | 1,060 |
% Rentals under Section 8 | 20.4% |
% Occupied Section 8 | 86.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $190 | $1,200 | $1,390 |
| 2 Bedroom | $10 | $1,650 | $1,660 |
| 3 Bedroom | -$100 | $2,100 | $2,000 |
| 4 Bedroom | N/A | N/A | $2,270 |
Affordability — Camden, NJ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $166,000 |
| Median Household Income | $48,300 |