Pine Beach, NJ—08741
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Pine Beach, NJ
As of Nov '25, the median home price in Pine Beach, NJ is $554,000, with a year-over-year change of 3.1%. This indicates that home prices in Pine Beach, NJ are increasing. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $554,000 | 3.1% |
| Single Family | $554,000 | 3.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $533,000 | 2.7% |
4 Bed | $646,000 | 3.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Pine Beach, NJ
As of July '25, Rentcast reports the average rent in Pine Beach, NJ is $2,720, with a year-over-year rent change of -11.7%. Per bedroom, the median rent as of July '25 in Pine Beach, NJ is 2-bedrooms: $1,950, 3-bedrooms: $3,500. The most common rental property sizes in Pine Beach, NJ are 2-bedroom and 3-bedroom, accounting for 48.6% and 22.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,950 | $2,720 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,950 | $1,950 |
| 3 Bed Rent | $3,500 | $3,500 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Pine Beach, NJ
As of Nov '25, Realtor.com reports that the median days on market for a home in Pine Beach, NJ is 51. This is a increase of 43.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $567,000 | -12.0% |
Listing Count | 11 | -30.0% |
| Listings as % of Homes | 1.1% | -30.0% |
Days on Market | 51 | 43.0% |
Demographics — Pine Beach, NJ
As of the latest ACS Survey released in 2023, Pine Beach, NJ has a population of 2,770, which has increased by 4.9% over the past 5 years. Pine Beach, NJ is a moderately popular place for families, as children make up 16.7% of the population. The area has a highly educated workforce, with 50.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,770 | 4.9% |
% Under 18 | 16.7% | -21.2% |
% Seniors | 24.6% | 18.3% |
% WFH | 10.7% | 118.4% |
% w/ College Degree | 50.0% | 21.4% |
As of the latest ACS Survey released in 2023, Pine Beach, NJ is a predominantly white area, with 88.7% of the population identifying as white. The white population has shrunk by 3.6% in the last 5 years. The second most common race or ethnicity in Pine Beach, NJ is hispanic, making up 7.0% of the population. Foreign-born residents account for 5.6% of the population in Pine Beach, NJ, and this percentage has increased by 12.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.7% | -3.6% |
% Black | 2.2% | 10.0% |
% Hispanic | 7.0% | 7.7% |
% Asian | 1.4% | 600.0% |
% Foreign Born | 5.6% | 12.0% |
Mortgage and Risk — Pine Beach, NJ
According to HUD data as of 2023, there were 34 mortgage originations in Pine Beach, NJ, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 46.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Pine Beach, NJ. Investor activity is low, as 0.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 34 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 15.0% |
Rentals and Section 8 — Pine Beach, NJ
Pine Beach, NJ lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 9 |
Total Units Section 8 | 9 |
% Rentals under Section 8 | 25.7% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,650 |
| 2 Bedroom | $90 | $1,950 | $2,040 |
| 3 Bedroom | -$790 | $3,500 | $2,710 |
| 4 Bedroom | N/A | N/A | $3,020 |
Affordability — Pine Beach, NJ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $554,000 |
| Median Household Income | $140,000 |