Iselin, NJ08830

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$548,000
5.2% YoY Growth
Median Household Income
$113,000
17.8% 5-Year Growth
Days on Market
37
15.0% Longer than last year
Home Price Forecast
1.8%
Median Rent
$3,100
5.7% YoY Growth
1-Bed Rent
$2,100
1.0% YoY Growth
2-Bed Rent
$2,480
1.7% YoY Growth
3-Bed Rent
$3,300
5.7% YoY Growth

Property Listings — Iselin, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Iselin, NJ is 37. This is a increase of 15.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$579,000-4.0%
Listing Count
50-3.0%
Listings as % of Homes0.6%-3.0%
Days on Market
3715.0%
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Demographics — Iselin, NJ

As of the latest ACS Survey released in 2023, Iselin, NJ has a population of 19,200, which has increased by 6.8% over the past 5 years. Iselin, NJ is a moderately popular place for families, as children make up 20.5% of the population. The area has a highly educated workforce, with 55.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
19,2006.8%
% Under 18
20.5%5.7%
% Seniors
16.3%-7.9%
% WFH
17.8%270.8%
% w/ College Degree
55.0%23.6%
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As of the latest ACS Survey released in 2023, Iselin, NJ is a predominantly asian area, with 54.5% of the population identifying as asian. The asian population has grown by 0.7% in the last 5 years. The second most common race or ethnicity in Iselin, NJ is white, making up 22.8% of the population. Foreign-born residents account for 54.3% of the population in Iselin, NJ, and this percentage has increased by 15.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
22.8%-20.0%
% Black
8.1%12.5%
% Hispanic
10.7%64.6%
% Asian
54.5%0.7%
% Foreign Born
54.3%15.8%
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Mortgage and Risk — Iselin, NJ

According to HUD data as of 2023, there were 232 mortgage originations in Iselin, NJ, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Iselin, NJ. Investor activity is low, as 3.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
232
% Conventional Loans
88.0%
% Government Loans
12.0%
% Investor Loans
3.0%
% Second Loans
0.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Iselin, NJ

As of 2024, the percent of homes in Iselin, NJ under the Section 8 program is 5.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Iselin, NJ, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
130
Total Units Section 8
130
% Rentals under Section 8
5.9%
% Occupied Section 8
97.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$140$2,100$1,960
2 Bedroom-$10$2,480$2,470
3 Bedroom-$320$3,300$2,980
4 Bedroom-$130$3,400$3,270

Affordability — Iselin, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.8
Median Home Price$548,000
Median Household Income$113,000

Iselin, NJ — ZIP Code Boundary Map

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Frequently Asked Questions