Co-Op City, NY—10475
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Co-Op City, NY
Co-Op City, NY lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | N/A | N/A |
| Single Family | N/A | N/A |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Co-Op City, NY
As of July '25, Rentcast reports the average rent in Co-Op City, NY is $3,050, with a year-over-year rent change of 5.2%. Per bedroom, the median rent as of July '25 in Co-Op City, NY is 2-bedrooms: $2,500, 3-bedrooms: $3,600. The most common rental property sizes in Co-Op City, NY are 2-bedroom and 1-bedroom, accounting for 41.2% and 31.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,500 | $3,050 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $2,500 | $2,500 |
| 3 Bed Rent | $3,600 | $3,600 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Co-Op City, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Co-Op City, NY is 49. This is a increase of 60.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $345,000 | 15.0% |
Listing Count | 4 | 0.0% |
| Listings as % of Homes | N/A | 0.0% |
Days on Market | 49 | 60.0% |
Demographics — Co-Op City, NY
As of the latest ACS Survey released in 2023, Co-Op City, NY has a population of 42,800, which has remained stable by -1.0% over the past 5 years. Co-Op City, NY is a moderately popular place for families, as children make up 18.8% of the population. The area has a moderately educated workforce, with 27.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 42,800 | -1.0% |
% Under 18 | 18.8% | 8.7% |
% Seniors | 24.3% | -0.8% |
% WFH | 13.2% | 915.4% |
% w/ College Degree | 27.6% | -2.5% |
As of the latest ACS Survey released in 2023, Co-Op City, NY is a predominantly black area, with 64.0% of the population identifying as black. The black population has grown by 5.3% in the last 5 years. The second most common race or ethnicity in Co-Op City, NY is hispanic, making up 30.2% of the population. Foreign-born residents account for 25.2% of the population in Co-Op City, NY, and this percentage has decreased by 4.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 4.6% | -41.8% |
% Black | 64.0% | 5.3% |
% Hispanic | 30.2% | 4.1% |
% Asian | 1.9% | -32.1% |
% Foreign Born | 25.2% | -4.2% |
Mortgage and Risk — Co-Op City, NY
According to HUD data as of 2023, there were 52 mortgage originations in Co-Op City, NY, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 91.0%, with 73.0% above 90% LTV (very high). This implies large mortgage risk in Co-Op City, NY. Investor activity is low, as 0.0% of loans were by investors. 2.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 52 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 2.0% |
Loan Activity
Rentals and Section 8 — Co-Op City, NY
Co-Op City, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1,138 |
Total Units Section 8 | 837 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 87.4% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $2,210 |
| 2 Bedroom | -$20 | $2,500 | $2,480 |
| 3 Bedroom | -$500 | $3,600 | $3,100 |
| 4 Bedroom | N/A | N/A | $3,330 |
Affordability — Co-Op City, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | N/A |
| Median Home Price | N/A |
| Median Household Income | $62,400 |