White Plains, NY—10601
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — White Plains, NY
As of Oct '25, the median home price in White Plains, NY is $460,000, with a year-over-year change of 1.1%. This indicates that home prices in White Plains, NY are increasing. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $460,000 | 1.1% |
| Single Family | N/A | N/A |
| Condos | $443,000 | 1.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $623,000 | 1.5% |
3 Bed | $1,194,000 | 0.5% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — White Plains, NY
As of July '25, Rentcast reports the average rent in White Plains, NY is $3,370, with a year-over-year rent change of -12.5%. Per bedroom, the median rent as of July '25 in White Plains, NY is studios: $2,200, 1-bedrooms: $3,750, 2-bedrooms: $4,330, 3-bedrooms: $7,080. The most common rental property sizes in White Plains, NY are 1-bedroom and 2-bedroom, accounting for 48.0% and 34.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,520 | $3,370 |
| Studio Rent | $2,190 | $2,200 |
| 1 Bed Rent | $2,850 | $3,750 |
| 2 Bed Rent | $3,500 | $4,330 |
| 3 Bed Rent | $4,150 | $7,080 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — White Plains, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in White Plains, NY is 51. This is a increase of 60.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $846,000 | 3.0% |
Listing Count | 65 | 34.0% |
| Listings as % of Homes | 0.6% | 34.0% |
Days on Market | 51 | 60.0% |
Demographics — White Plains, NY
As of the latest ACS Survey released in 2023, White Plains, NY has a population of 10,900, which has decreased by -6.5% over the past 5 years. White Plains, NY is a less popular place for families, as children make up 13.4% of the population. The area has a highly educated workforce, with 55.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 10,900 | -6.5% |
% Under 18 | 13.4% | -5.0% |
% Seniors | 22.2% | 20.0% |
% WFH | 21.8% | 215.9% |
% w/ College Degree | 55.8% | 5.1% |
As of the latest ACS Survey released in 2023, White Plains, NY is a predominantly white area, with 43.4% of the population identifying as white. The white population has grown by 11.0% in the last 5 years. The second most common race or ethnicity in White Plains, NY is hispanic, making up 28.4% of the population. Foreign-born residents account for 32.8% of the population in White Plains, NY, and this percentage has increased by 0.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 43.4% | 11.0% |
% Black | 14.9% | -8.0% |
% Hispanic | 28.4% | -10.4% |
% Asian | 11.7% | -7.1% |
% Foreign Born | 32.8% | 0.9% |
Mortgage and Risk — White Plains, NY
According to HUD data as of 2023, there were 64 mortgage originations in White Plains, NY, of which 98.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 5.0% above 90% LTV (normal). This implies small mortgage risk in White Plains, NY. Investor activity is low, as 3.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 64 |
% Conventional Loans | 98.0% |
% Government Loans | 2.0% |
% Investor Loans | 3.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — White Plains, NY
White Plains, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 908 |
Total Units Section 8 | 548 |
% Rentals under Section 8 | 16.7% |
% Occupied Section 8 | 94.1% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $160 | $2,850 | $3,010 |
| 2 Bedroom | -$170 | $3,500 | $3,330 |
| 3 Bedroom | $0 | $4,150 | $4,150 |
| 4 Bedroom | N/A | N/A | $4,480 |
Affordability — White Plains, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.9 |
| Median Home Price | $460,000 |
| Median Household Income | $90,700 |