Florida, NY—10921
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Florida, NY
Florida, NY lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $456,000 | 2.3% |
| Single Family | $459,000 | 2.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $342,000 | 0.3% |
3 Bed | $445,000 | 2.5% |
4 Bed | $601,000 | 3.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Florida, NY
As of July '25, Rentcast reports the average rent in Florida, NY is $2,560, with a year-over-year rent change of 4.9%. Per bedroom, the median rent as of July '25 in Florida, NY is 1-bedrooms: $2,140, 2-bedrooms: $2,290, 3-bedrooms: $3,050, 4-bedrooms: $2,250. The most common rental property sizes in Florida, NY are 2-bedroom and studio, accounting for 44.3% and 17.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,400 | $2,560 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,880 | $2,140 |
| 2 Bed Rent | $1,980 | $2,290 |
| 3 Bed Rent | $2,950 | $3,050 |
| 4 Bed Rent | $2,250 | $2,250 |
% of Rental Stock
Property Listings — Florida, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Florida, NY is 84. This is a increase of 164.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $650,000 | 62.0% |
Listing Count | 26 | 177.0% |
| Listings as % of Homes | 0.7% | 177.0% |
Days on Market | 84 | 164.0% |
Demographics — Florida, NY
As of the latest ACS Survey released in 2023, Florida, NY has a population of 4,360, which has increased by 11.4% over the past 5 years. Florida, NY is a moderately popular place for families, as children make up 20.4% of the population. The area has a moderately educated workforce, with 30.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,360 | 11.4% |
% Under 18 | 20.4% | -20.6% |
% Seniors | 16.5% | 17.9% |
% WFH | 9.7% | 142.5% |
% w/ College Degree | 30.9% | 7.3% |
As of the latest ACS Survey released in 2023, Florida, NY is a predominantly white area, with 64.7% of the population identifying as white. The white population has shrunk by 15.5% in the last 5 years. The second most common race or ethnicity in Florida, NY is hispanic, making up 22.2% of the population. Foreign-born residents account for 15.5% of the population in Florida, NY, and this percentage has increased by 84.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 64.7% | -15.5% |
% Black | 5.6% | 27.3% |
% Hispanic | 22.2% | 55.2% |
% Asian | 4.8% | 220.0% |
% Foreign Born | 15.5% | 84.5% |
Mortgage and Risk — Florida, NY
According to HUD data as of 2023, there were 79 mortgage originations in Florida, NY, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Florida, NY. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 79 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 1.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Florida, NY
As of 2024, the percent of homes in Florida, NY under the Section 8 program is 0.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Florida, NY, because HUD payments exceed market rent, while 1-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 0.9% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$20 | $1,880 | $1,860 |
| 2 Bedroom | $400 | $1,980 | $2,380 |
| 3 Bedroom | $90 | $2,950 | $3,040 |
| 4 Bedroom | $1,030 | $2,250 | $3,280 |
Affordability — Florida, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.7 |
| Median Home Price | $456,000 |
| Median Household Income | $108,000 |