Sparkill, NY—10976

As of Aug '25, the median home price in Sparkill, NY is $714,000, with a year-over-year change of 3.0%. This indicates that home prices in Sparkill, NY are increasing. According to Zillow, the 1-year price projection is 0.6%, suggesting a relatively flat housing market in the next year.

As of Aug '25 and according to Realtor.com, the median days on market for a home in Sparkill, NY is 119. This is an decrease of -67.0% from last year. This indicates that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%. This is a small percentage of inventory, suggesting little supply pressure on home prices.

According to the latest data from the U.S. Department of Housing and Urban Development (HUD) as of 2023, the number of mortgages originated in Sparkill, NY in that year was 28. 96.0% of all primary home loans were conventional, the remainder were government-backed loans, such as FHA loans. The average loan-to-value for all loans was 66.0%. Of those, 18.0% were >90% loan to value. This is considered elevated, suggesting that mortgage risk is medium in Sparkill, NY. Investor activity in Sparkill, NY is low, as 0.0% of all loans are originated by investors. In 2023, 7.0% of all loans were cash-out refinances, suggesting few homeowners are actively tapping their home's equity.