Stony Point, NY—10980
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stony Point, NY
As of Oct '25, the median home price in Stony Point, NY is $638,000, with a year-over-year change of 3.9%. This indicates that home prices in Stony Point, NY are increasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $638,000 | 3.9% |
| Single Family | $639,000 | 3.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $445,000 | 3.5% |
3 Bed | $579,000 | 3.9% |
4 Bed | $718,000 | 4.1% |
| 5 Bed | $931,000 | 4.8% |
% of Housing Stock
Rental Trends — Stony Point, NY
As of July '25, Rentcast reports the average rent in Stony Point, NY is $3,530, with a year-over-year rent change of 0.9%. Per bedroom, the median rent as of July '25 in Stony Point, NY is studios: $1,250, 1-bedrooms: $2,110, 2-bedrooms: $2,940, 3-bedrooms: $3,450, 4-bedrooms: $4,730. The most common rental property sizes in Stony Point, NY are 1-bedroom and 3-bedroom, accounting for 35.8% and 32.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,000 | $3,530 |
| Studio Rent | $1,250 | $1,250 |
| 1 Bed Rent | $1,950 | $2,110 |
| 2 Bed Rent | $2,900 | $2,940 |
| 3 Bed Rent | $3,200 | $3,450 |
| 4 Bed Rent | $4,500 | $4,730 |
% of Rental Stock
Property Listings — Stony Point, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Stony Point, NY is 73. This is a increase of 24.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $987,000 | 1.0% |
Listing Count | 50 | 20.0% |
| Listings as % of Homes | 0.2% | 20.0% |
Days on Market | 73 | 24.0% |
Demographics — Stony Point, NY
As of the latest ACS Survey released in 2023, Stony Point, NY has a population of 13,800, which has decreased by -1.1% over the past 5 years. Stony Point, NY is a moderately popular place for families, as children make up 21.2% of the population. The area has a moderately educated workforce, with 36.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 13,800 | -1.1% |
% Under 18 | 21.2% | 7.6% |
% Seniors | 18.9% | 1.6% |
% WFH | 7.4% | 89.7% |
% w/ College Degree | 36.7% | 4.3% |
As of the latest ACS Survey released in 2023, Stony Point, NY is a predominantly white area, with 57.6% of the population identifying as white. The white population has shrunk by 16.2% in the last 5 years. The second most common race or ethnicity in Stony Point, NY is hispanic, making up 22.4% of the population. Foreign-born residents account for 14.2% of the population in Stony Point, NY, and this percentage has increased by 31.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 57.6% | -16.2% |
% Black | 13.2% | 17.9% |
% Hispanic | 22.4% | 26.6% |
% Asian | 2.7% | 12.5% |
% Foreign Born | 14.2% | 31.5% |
Mortgage and Risk — Stony Point, NY
According to HUD data as of 2023, there were 226 mortgage originations in Stony Point, NY, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Stony Point, NY. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 226 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 1.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Stony Point, NY
As of 2024, the percent of homes in Stony Point, NY under the Section 8 program is 14.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Stony Point, NY, because HUD payments exceed market rent, while 2-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 96 |
Total Units Section 8 | 91 |
% Rentals under Section 8 | 14.8% |
% Occupied Section 8 | 92.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $430 | $1,950 | $2,380 |
| 2 Bedroom | -$270 | $2,900 | $2,630 |
| 3 Bedroom | $80 | $3,200 | $3,280 |
| 4 Bedroom | -$960 | $4,500 | $3,540 |
Affordability — Stony Point, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.4 |
| Median Home Price | $638,000 |
| Median Household Income | $125,000 |