St. Albans, New York, NY—11411
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in St. Albans, New York, NY
Home Price Trends — St. Albans, New York, NY
As of Oct '25, the median home price in St. Albans, New York, NY is $696,000, with a year-over-year change of 1.5%. This indicates that home prices in St. Albans, New York, NY are increasing. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $696,000 | 1.5% |
| Single Family | $696,000 | 1.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $613,000 | -1.4% |
3 Bed | $699,000 | -2.4% |
4 Bed | $743,000 | 0.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — St. Albans, New York, NY
As of July '25, Rentcast reports the average rent in St. Albans, New York, NY is $2,920, with a year-over-year rent change of -3.9%. Per bedroom, the median rent as of July '25 in St. Albans, New York, NY is 1-bedrooms: $1,850, 2-bedrooms: $2,560, 3-bedrooms: $3,510. The most common rental property sizes in St. Albans, New York, NY are 2-bedroom and 1-bedroom, accounting for 38.3% and 26.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,610 | $2,920 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,850 | $1,850 |
| 2 Bed Rent | $2,500 | $2,560 |
| 3 Bed Rent | $3,640 | $3,510 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — St. Albans, New York, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in St. Albans, New York, NY is 40. This is a increase of 36.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 5.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $726,000 | 10.0% |
Listing Count | 41 | 2.0% |
| Listings as % of Homes | 0.7% | 2.0% |
Days on Market | 40 | 36.0% |
Demographics — St. Albans, New York, NY
As of the latest ACS Survey released in 2023, St. Albans, New York, NY has a population of 20,500, which has decreased by -1.2% over the past 5 years. St. Albans, New York, NY is a moderately popular place for families, as children make up 17.0% of the population. The area has a moderately educated workforce, with 35.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 20,500 | -1.2% |
% Under 18 | 17.0% | -5.6% |
% Seniors | 23.0% | 19.8% |
% WFH | 6.4% | 255.6% |
% w/ College Degree | 35.5% | 12.3% |
As of the latest ACS Survey released in 2023, St. Albans, New York, NY is a predominantly black area, with 85.2% of the population identifying as black. The black population has shrunk by 8.0% in the last 5 years. The second most common race or ethnicity in St. Albans, New York, NY is hispanic, making up 7.5% of the population. Foreign-born residents account for 41.4% of the population in St. Albans, New York, NY, and this percentage has increased by 6.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 1.9% | 90.0% |
% Black | 85.2% | -8.0% |
% Hispanic | 7.5% | 13.6% |
% Asian | 2.2% | 633.3% |
% Foreign Born | 41.4% | 6.7% |
Mortgage and Risk — St. Albans, New York, NY
According to HUD data as of 2023, there were 203 mortgage originations in St. Albans, New York, NY, of which 66.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in St. Albans, New York, NY. Investor activity is low, as 1.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 203 |
% Conventional Loans | 66.0% |
% Government Loans | 34.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — St. Albans, New York, NY
St. Albans, New York, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 39 |
Total Units Section 8 | 31 |
% Rentals under Section 8 | 3.1% |
% Occupied Section 8 | 87.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $400 | $1,850 | $2,250 |
| 2 Bedroom | -$10 | $2,500 | $2,490 |
| 3 Bedroom | -$540 | $3,640 | $3,100 |
| 4 Bedroom | N/A | N/A | $3,350 |
Affordability — St. Albans, New York, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.7 |
| Median Home Price | $696,000 |
| Median Household Income | $118,000 |