Atlantic Beach, NY—11509
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Atlantic Beach, NY
As of Oct '25, the median home price in Atlantic Beach, NY is $1,400,000, with a year-over-year change of 2.5%. This indicates that home prices in Atlantic Beach, NY are increasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,400,000 | 2.5% |
| Single Family | $1,415,000 | 1.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $1,171,000 | 0.8% |
4 Bed | $1,404,000 | 1.5% |
| 5 Bed | $1,891,000 | 1.7% |
% of Housing Stock
Rental Trends — Atlantic Beach, NY
As of July '25, Rentcast reports the average rent in Atlantic Beach, NY is $6,020, with a year-over-year rent change of -13.3%. Per bedroom, the median rent as of July '25 in Atlantic Beach, NY is 2-bedrooms: $5,630, 3-bedrooms: $5,660, 4-bedrooms: $6,310. The most common rental property sizes in Atlantic Beach, NY are 2-bedroom and 3-bedroom, accounting for 26.2% and 26.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $6,700 | $6,020 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $5,000 | $5,630 |
| 3 Bed Rent | $5,500 | $5,660 |
| 4 Bed Rent | $6,750 | $6,310 |
% of Rental Stock
Property Listings — Atlantic Beach, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Atlantic Beach, NY is 93. This is a decrease of -24.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $3,070,000 | 16.0% |
Listing Count | 22 | 0.0% |
| Listings as % of Homes | 1.0% | 0.0% |
Days on Market | 93 | -24.0% |
Demographics — Atlantic Beach, NY
As of the latest ACS Survey released in 2023, Atlantic Beach, NY has a population of 1,750, which has decreased by -18.9% over the past 5 years. Atlantic Beach, NY is a moderately popular place for families, as children make up 15.7% of the population. The area has a highly educated workforce, with 60.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,750 | -18.9% |
% Under 18 | 15.7% | 1.9% |
% Seniors | 32.7% | 31.9% |
% WFH | 17.6% | 93.4% |
% w/ College Degree | 60.2% | 9.5% |
As of the latest ACS Survey released in 2023, Atlantic Beach, NY is a predominantly white area, with 91.6% of the population identifying as white. The white population has shrunk by 2.1% in the last 5 years. The second most common race or ethnicity in Atlantic Beach, NY is hispanic, making up 5.2% of the population. Foreign-born residents account for 6.6% of the population in Atlantic Beach, NY, and this percentage has decreased by 47.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.6% | -2.1% |
% Black | 0.5% | -50.0% |
% Hispanic | 5.2% | 73.3% |
% Asian | 0.7% | -30.0% |
% Foreign Born | 6.6% | -47.6% |
Mortgage and Risk — Atlantic Beach, NY
According to HUD data as of 2023, there were 39 mortgage originations in Atlantic Beach, NY, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 5.0% above 90% LTV (normal). This implies small mortgage risk in Atlantic Beach, NY. Investor activity is low, as 5.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 39 |
% Conventional Loans | 97.0% |
% Government Loans | 3.0% |
% Investor Loans | 5.0% |
% Second Loans | 13.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Atlantic Beach, NY
Atlantic Beach, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 3.1% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $2,940 |
| 2 Bedroom | -$1,610 | $5,000 | $3,390 |
| 3 Bedroom | -$1,110 | $5,500 | $4,390 |
| 4 Bedroom | -$2,040 | $6,750 | $4,710 |
Affordability — Atlantic Beach, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.6 |
| Median Home Price | $1,400,000 |
| Median Household Income | $162,000 |